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 INSURANCE TALK, ok let start

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deanwong38
post Jun 17 2013, 09:49 AM

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QUOTE(BabyDreameR @ Jun 16 2013, 11:08 PM)
I'm 24 this year and need a medical card with coverage to 36 diseases, any plan to intro? I'm having my eyes into Great Easthern, what do you guys think?
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PM-ed smile.gif smile.gif

deanwong38
post Jun 25 2013, 12:53 PM

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Junior Member
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From: KL / Klang Valley
QUOTE(kamaya @ Jun 25 2013, 11:45 AM)
hi guys,

which company provide good benefits & average price (not so expensive) for family (3 of us) medical insurans.. any agent here can help?

can give me (pm) quotation base on:

1. me, 33 yo, self employe, smoking
2. wife, 26 yo, gov. servant (pharmasict)
3. son, 8 months old.

tq
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I have Pm-ed you thanks.
deanwong38
post Jul 22 2013, 10:12 AM

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QUOTE(isis @ Jul 19 2013, 12:03 AM)
after doing alot of reading here, i still am not sure about what insurance is best for me and my family.

am hoping some of the sifu's here can please help me. I am looking for:
1. Medical insurance for husband and wife
2. Additional medical coverage for wife (something like PRUlady)

am hoping to keep the budget perhaps between RM200 to RM300 per month if possible.

at the moment, i just don't know what kind of insurance coverage i wanna have because i have NO idea how much an operation would cost.

also, my whole family travels often, so should i get an international coverage for all of us as well?

need some kind advice, thank you!
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Mostly people buy All in One plan which included medical card, critical illness, Life Insurance, Personal Accident because it cover all the basic needs.

If you between 3 months back to Malaysia, you can go for Local coverage insurance.
deanwong38
post Jul 22 2013, 10:17 AM

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QUOTE(netmask8 @ Jul 18 2013, 10:40 PM)
36 Critical Illness = very expensive cost premium BUT, the probability chance to strike this
category = low for people age under 45 yrs old.  If the person got this, it is will have short period / limited
life to see the real world ..

IMO, better use the premium cost of 36CI to top up yr medical card's yearly limits and lifetime limit.. Just a thought.
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Deleted

This post has been edited by deanwong38: Jul 22 2013, 10:18 AM
deanwong38
post Jul 22 2013, 10:19 AM

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From: KL / Klang Valley
QUOTE(WHITE APPLE @ Jul 17 2013, 10:37 PM)
Hi all sifu, any recommendation for critical illness plan? currently i have medical card from GE, it does include 100k for critical illness in the same plan but i wish to add on.
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You can ask your GE agent to help attached 36 critical illness to your existing plan which will more cheap compare to buy the new insurance.

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