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 INSURANCE TALK, ok let start

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bengang13
post Oct 29 2011, 11:10 AM

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Hi,my wife is 2 months pregnant. I am thinking of buying insurance for our baby. So far only prudential is offering such plan. Any thought on this? Thanksk
bengang13
post Oct 29 2011, 07:56 PM

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QUOTE(cherroy @ Oct 29 2011, 11:56 AM)
I clearly do not understand why many so eager to buy insurance for the baby.

The one needs to buy insurance is yourself and your wife. This is the priority.
While baby/child insurance is secondary if there is no issue on budget side of story.

You love your baby, your wife, you bought yourself enough coverage of insurance first, especially one is the financial pillar of the family.
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the reason i am planning for this is as the advise of a friend of mine. he had a case where the new born needed to admit to those high dependency incubator and it cost them a bomb. every couple of days need to go to issue cheque to the hospital and all in all cost them close to 100k.

QUOTE(Bonescythe @ Oct 29 2011, 07:05 PM)
They are preparing to send the child to hospital at minor or major incident. Then claim hospital allowance. Hahaha.
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well if that's the case then i think everyone buying insurance would be thinking on the same line as you...to claim hospital allowance...i suppose now i know your motive



QUOTE(kueyteowlou @ Oct 29 2011, 07:27 PM)
hmm.gif

When I were small, my mum bought me an Insurance something like Education Fund. But it might cover my hospital or clinic fees too.

When I reach 22years old, I can get certain money from it.

Maybe he need this kind of plan?  icon_rolleyes.gif
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yeah its something like that. a medical card with education fund...
bengang13
post Oct 29 2011, 08:08 PM

On my way
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QUOTE(prettyboy @ Oct 29 2011, 08:03 PM)
if i am not mistaken only prudential have this type of product. correct if i m wrong.
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yeah. only prudential is offering it. so nothing for me to compare with.
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