hi my dear fren, first of all, i would like to congratulation to u. At the matter of ur mature thinking, many of my frens, some even older than u, they dun feel their life is so important to them. As in for u, i can see u r staring ur financial protection now. As a healthy way, the based are financial protection.

As in ur case jus as similar to my cousin brother. one year older than u. Just got approved by insurance company.
my cousin brother bought life insurance, critical illness, personal accident and medical card. Of course, as a hypertension, u MIGHT hv to pay extra than the normal premium. Depend to ur situation. My cousin bro hv to pay 100% extra. mean let say ur medical at the age is Rm500 mean u hv to pay rm1000.

Yes, u mean feel super expensive. But think of the other side, a normal chicken burger and a chicken burger PLUS EGG....which one is cheaper and which one is expensive?

Everybody hv different thinking n advise. Actually the most important is wat is ur purpose of getting insurance cover??

if u wan to know more or ask more details, u can pm me cuz i seldom browse this forum..hehe...

hope my advise can help u out.

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Added on June 12, 2009, 1:32 amhi, u r the same age as me..hehe..
i jus bought my insurance cover aslo...
not so good to mention who is bad and who is good. I'm worry if i mention out, some agent will chop me off.
No offense.

pm me if u wan more details.

This post has been edited by argesl: Jun 12 2009, 01:32 AM