INSURANCE TALK, ok let start
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 Sep 18 2010, 04:59 PM
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#1
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Junior Member
383 posts Joined: Aug 2010 From: Hamburg 
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check out this insurance plan that has very high sum insured with very low premium
RM 1,000,000 for only RM 9xx per year and according to the agent it is a normal accident policy not a limited one and has all the % payout based on the injury as per other AIA PA plans do you guys thing it is a good deal [attachmentid=1787007] |
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Sep 18 2010, 10:25 PM
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#2
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Junior Member
383 posts Joined: Aug 2010 From: Hamburg
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QUOTE(PJusa @ Sep 18 2010, 05:21 PM) the premium for the cover is nothing special. i pay only 800 for my 1M PA. details would need to be revealed to see the fine print. bear in mind - agent comission on PA is 25% - you might get a better deal if you insure directly. how do i do that? and which PA are you taking? |
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Sep 20 2010, 10:24 PM
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#3
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Junior Member
383 posts Joined: Aug 2010 From: Hamburg
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QUOTE(PJusa @ Sep 20 2010, 08:17 AM) amalthea, how many people out there have done this?the comission for agents who sell PA (any PA) is 25% of your annual premium. if you go directly to the insurance, tell them i dont want an agent, pls deduct the agent comission from the premium you will find that by now *most* insurances will give you a full deduction of the agent comission. i get the agent comission for all my insurances (house/health/PA/senior/etc) besides the AXA main health cause i thought agent might be usefull there. not sure if i am wasting money there but we split the 15% comission on medical so the cost is not that high. i need more details on this can i just walk in into any branch? would they happily entertain me provided i have all my documents ready? |
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