hi Z Yuan,

I am not GE agent, just want to share some info that I know. For your plan, it is ok while you are in your twenties as the cost of insurance is still low. But cost for the medical protection is increasing with your age, so is the critical illness (when attached in the investment link plan). So, there might be a concern when the cost of both the medical & critical illness increase when u reach your 30s/40s. By then, the premium paid and the bonuses from the fund might not be able to cover the cost. If this happen, insurance company will usual request policy owner to pay extra for the plan to continue inforce.

Just my 2 cents.

Thanks