3 questions:

1) I'm a married woman. Do I need a life insurance coverage? Or medical card is enough? I think life insurance only needed for a father?

2) For a man aged 40, is RM260 on insurance too expensive?

3) If terminate the insurance RM260 & buy new insurance, will it be more expensive?

So for me & hubby, what's the best insurance plan can you guys advice?

TQ