Last week, on TheStar, there`s this article on Insurance loopholes

According to the Insurance officer, "disclose your risk, your sickness, your symtoms, let us share the risk with you"

sounds good right? think again...

My brother in law whom suffered accident with steel implanted within the leg bone was rejected by ALMOST all insurance company. Since they share same database with hospitals and all the insurance company. THe agents said they willl insure everything but the leg.

buying insurance? ask properly what is not covered and being calculative and skeptical is more beneficial to you.
source: http://thestar.com.my/news/story.asp?file=...8556&sec=nation

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Added on September 18, 2010, 10:54 pm
this is the dilemma that lesser mortals felt..

I have only one piece of land. What should I do?

a) if I keep the cows, I`ll have beef and milk, but beef after few years;
b) if I keep chicken, I`ll have meat as well as eggs, (lesser time with lesser meat)
c) and so on...

same goes to insurance...

IF I were left 2k after expenses and I ahve saving, investment and insurance in mind.. which should I go for? being invested and not insured? being insured and not invested? 

which yield more fruits?