can start off with minimum for medical card, once you are in, you can upgrade it as you grow older as long as you are healthy.

Buying a policy its best to have the Critical Illness and Permanent Disability rider attached. If you cant afford at least get a PA. With increase in population and cases of accidents, it is handy to have one.

Oops.. sorry cuebiz had it covered earlier. But most importantly get a policy from one agent that is serious in the business. Sometimes it is nice to help out a friend but if he is not going to be long in the industry its best to get it from someone who has some track record in it as it will be easier for him/her to help arrange for the claims when the need arises.

This post has been edited by Grengo01: Dec 4 2006, 05:06 PM