3. Those who have bought Unit Trust before, ask yourself for the past 5 years. How much monthly contributions have you made into your unit trust? Did you do it consistently? Did you find it difficult to put money aside? Did you practice fund switches? Did you manage to switch in time?

If I can show you a product which is actually cheaper (0-5% upfront charges as compared to 5-7% of what most unit trust companies charge), which also means funds can be moved around without losing value, helps auto balances your funds, offers you a wide range of diversified investments options from local to international with great consistent performance, managed by a world's top 6 asset management company with AUM of USD 638 billion, an option that disciplines you to put aside money monthly, and also offer you life protection in case of death and tpd, would you be interested?