INSURANCE TALK, ok let start
|
|
 Jun 6 2013, 02:47 PM
Return to original view | Post
#1
|
 
Junior Member
49 posts Joined: May 2011 
|
Hi, i want to ask for a insurance package advise.
My age now 26 Male work as sales n marketing non smoker plan to buy a medical card with no co insurance term. Need advise whether to take a standalone medical card + whole life insurance better? or taking an ILP plan which combine together is better? Budget 200-300/mnth Any GE, PRU or Allianz can PM me? thanks |
|
|
Jun 6 2013, 04:54 PM
Return to original view | Post
#2
|
|
Junior Member
49 posts Joined: May 2011
|
QUOTE(joseph8 @ Jun 6 2013, 03:11 PM) In terms of benefit/cost, it is better to take ILP's medical card because the medical limit is much higher than that of standalone. If you look at the insurance charges(the cost of the medical card), both of them are about similar for the same Room & Board, yet the ILP's medical limit is higher, hence enjoying more benefit. Yes, i had glance thru those forum talks already. Agreed what you had said. Just worry the ILP is "funds unit" related, might lapse and need topping up yet the cost will be higher. However due to the protection higher might end up consider the ILP.... sigh there is no two good plan only 1 good with 1 bad  |
|
Topic ClosedOptions
|
| Change to: |  0.0695sec
 0.44
 7 queries
 GZIP Disabled
Time is now: 17th December 2025 - 12:40 AM |
Quote