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 INSURANCE TALK, ok let start

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ChinHong86
post Jul 4 2009, 03:29 AM

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QUOTE(nufeww @ Jun 12 2009, 10:48 AM)
Thanks All for your valuable feedback.

To be frank, I do keen on takaful plan. But still open for any reasonable/better option.

I will take a look at what Alliance, INg and AIA offerings....
Loading is normally charge to total premium amount or to specific part only e.g. critical ilness ? 
Do insurance companies track record of any application rejection?

It is true.. Another option is I need make good of my health condition, maybe slim down a few xx kgs first before applying again. But dont know this will take how long. hahaha
*
Bro,
I am from AIA...
able to give u quotations
but i won't promise u that u will surely be accepted as all depends on the underwriting department
jz a service....
pm me if u are interested

Loading depends on the underwriting deparment,
depends on which field u will have more risk then they will give more loading
insurance company do have track record of application rejection
it is best to be honest (both agent & customer)

trying slimming down slowly bro...
instant fast diet and excessive diet wont be good..
trying to take in more fibre as it will keep u contented...
keep ur heart pumping..
cardio is important

ChinHong86
post Jul 12 2009, 12:52 AM

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QUOTE(shoduken @ Jul 11 2009, 09:18 PM)
Guys I plan to switch my insurance company.. My current insurance company is Manulife.. Already 6 years.. My insurance type is Insurance + Saving type. The interest I get every year seem not attractive. If I cancel the policy, can I still get back my money? Anyone try before? If it's not worth it I think I'll have to continue until it maturity date =.=
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if don't mind,
we can set an appointment accroding to ur convenience to review ur policy
but i can let u noe, most insurance plan b4 maturity will not let u refund fully,
can pm me ur number if u are willing to let me service you,
or call me @ 017-2917130, Darren Lim
ChinHong86
post Jul 23 2009, 11:22 PM

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QUOTE(Icehart @ Jul 24 2009, 12:14 AM)
Okay guys, what is this type of insurance where you generally just show your medical card in order to get admittance to hospital freely?  smile.gif
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actually most medical insurance have such privilege as long as u are admited in their panel hospitals,
if ur freely means cashless
ChinHong86
post Jul 24 2009, 08:34 AM

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yes it is possible if within annual/lifetime limit,
and without any co-insurance, or within co-insurance free amount,
ChinHong86
post Sep 22 2010, 09:01 PM

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QUOTE(lin00b @ Sep 20 2010, 11:17 PM)
for tax relief purpose, Investment Linked or medical attached to life is eligible under which category? life or medical? or life portion life, medical portion medical?
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the company will provide u a statement for tax relief purpose
inside there u can see the amount categorised properly
ChinHong86
post Dec 27 2010, 01:20 PM

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QUOTE(imran85 @ Dec 27 2010, 01:49 AM)
Hi guys,
I need help. I am overweight and recently rejected in my Insurance application. I currently have medical coverage by my firm however it doesnt stipulate how much they cover. So to be safe i want to get some insurance with a medical card. Know any that might entertain me?
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ur height and weight pls?
and do u have any pre existing illness?
btw
i had several overweight customers but are still covered under our medical plan
but i am not sure how much overweight are u

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