hYe,

im looking for someone to advise me on personal wealth planning.
my problem is i already take three different takaful coverage...
one from prudential, another from etiqa and the current one from great eastern

i do this because i heard people from other country got several coverage..
but still i want to know isit good to buy three different insurance with the same coverage? should i customized them accordingly? or isit a complete stupid i am to this at all?

please help..i dun want to lose money unnecessarily..i know im an idiot who is easily gullible by the insurance agents..