GREAT INCOME PLUS

Enjoy recurring income without prolonged premium payments

Now you can enjoy long-term financial security and protection with limited payment period with Great Income Plus. This endowment plan offers you a flow of income with added protection for your loved ones.
This means that you only need to pay for your policy over a limited period of time, but you will enjoy the benefits of the policy for the entire policy duration.

Pay short term for long-term benefits
With Great Income Plus, you only need to pay premiums for 10 years, yet you will receive protection up to the age of 70 years next birthday. That's not all; you will also receive the survival benefit that is payable yearly starting from the end of the 10th policy year until maturity. So what you get is recurring income without the commitment of a prolonged premium payment term.

Get 4% of your basic sum assured every year to spend on yourself or loved ones
Starting from the end of the 10th policy year, the Company will pay you the survival benefit of 4% of the basic sum assured each year until death, TPD, surrender, maturity or termination of the policy, whichever occurs first.

Yearly cash bonuses
On top of the survival benefits, you will also receive non-guaranteed yearly cash bonuses, which you can choose to spend now or use to generate a bigger payout in the future.

Your policy value increases with additional sum assured
Starting from 2nd policy year onwards or should an unexpected event happen, you will receive an additional payout based on a percentage of the basic sum assured as shown in the table below:

Policy Year Additional Sum Assured (% of Basic Sum Assured)
1 Nil
2 10%
3 20%
4 30%
5 40%
6 until maturity 50%

For example, if your policy coverage is RM500,000 and death occurs in policy year 2, your nominee will receive an additional RM50,000 on top of the RM500,000 that you were insured for.

Protect your loved ones with accidental death benefit
Should accidental death occur before the age of 65 years next birthday, your loved ones will receive an additional 100% of the total of the basic sum assured and any applicable additional sum assured. They will be able to use this extra pool of funds to carry on with their lives.

Others benefits include:
Death or Total and Permanent Disability (TPD) benefit
Enhance your policy with additional riders
Maturity benefit
Tax benefit

Note: Terms and conditions apply.

Why do you need an insurance-linked retirement plan? To ensure you get a lump sum of money when u retire?