http://www.setiaecohill.com.my/angusta.asp
Latest sites progress

waiting for VP ler !

Township developer mah...

Which phase? P1 or P3?

CIMB quota full
i think occupied by blk A purchasers


the rest not yet also


what is the deadline of loan application set by sp setia ?

Can anyone here teach me how to calculate the prepayment charge due to the lock-in period?
I found the bank's formula as below;

(A)If applicable interest rate at the point of prepayment is on a variable interest rate basis
Prepayment penalty charge = [(Board Rate - Prevailing Interest Rate) x amount prepaid for settlement of the
loan x no. of days till end of Lock-In-Period / 365] + all charges and costs including but not limited to legal and valuation costs paid by the Bank which is peculiar to the loan package herein extended to you (where applicable) + RM500 being the processing cost arising directly from the redemption effected within the Lock-In-Period

Board Rate : Bank's board/published interest rate at the point of issuance of the Letter of Offer

No. of days till end of Lock-In-Period = Number of days between date of full settlement and end of Lock-InPeriod.

In this case, if the loan amount is RM500k, and remaining lock-in days is 24 months (730 days), and the loan interest is 4.45%. My calculation will be;

0.0445 * 500000 * 730 / 365 = 44500 ??

Thanks for sharing smud.
1st time know this technology & It looks awesome yeah.

haiz....i still not sure want to move in or not. With the sudden increase of toll price it really choke my throat a bit.. still considering it...

Yes it can be expensive especially if you need to use the kajang silk highway to goto kl. I am paying (1.80+1.80+1.80+3) to kl via kl silk highway and kl-seremeban highway and lastly smart tunnel. Going home I just use cheras way to go back. Rm1.30+1.80 (sg long toll can skip if you want). Total abt rm11.50 per working day. If weekend, I just use normal cheras way rm1.30 toll to reach kl. So, you have a choice whether to use cheras way on working day if you want to save on toll charges.

I think wife and me spend close to rm500 per mth on toll with the increase. Sooner or later toll will be more expensive than our monthly petrol bill...

Gov no money edi. It will keep going up up up until you no eye see.

Wah...additional RM500 is a lot ler.. This money can better spend on something else. Children, daycare, medical etc.... That's why I still considering. Its really a great place to stay.

where do you work?

You can go to Kajang and take MRT to go to work.
Else if nearby KL sentral, maybe pay a bit toll and petrol to go Putrajaya Sentral everyday then take KLIA transit down to KL sentral.

Again it is time vs money issue.

Will still move in.. just have to find ways to earn more to cover for the toll

Bro, 1 way frm SEH to KL oredi pay RM8.40 toll bro? Thts a lot of money bro! U mean u take LEKAS-SILK-KL Seremban-SMART way so RM1.80 for the first 3 highways then RM3 for SMART tunnel?

Yups. You are right.

Else you can take jalan cheras to kl (only rm1.30) or via lekas to sg long (1.80) and mines toll (2) to kl. Total rm3.80. Sometimes I do use the mines way route back to semenyih especially heavy rain as jalan cheras will sure jam badly or even flood (especially near the taman yulek/tamam segar flyover.

Bro, Jln Cheras to KL means u pay toll at Cheras Kajang highway RM1.30?

Lekas-Sg Long means u pay toll at LEKAS RM1.80?

Yes.

Expect that MRT rate won't be cheap.

Fan gor, alternative way, go to bandar putra mahkota via Jalan Bangi Lama. From Putra Mahkota to Sungai Besi directly takes RM 3.80, better than RM 1.80 x 2 (Silk) + RM 1.80 (Kajang - Sungai Besi). Of course, need to bear the road condition of Jalan Bangi Lama.

Else can use Cheras-Kajang Highway - East West link - Smart : RM 1.30 (CKE) + RM 3.00 (Smart). I heard morning rush period from Connaught to Desa Waterpark still bearable. After the stretch from Desa Waterpark to Federal highway, god bless...

This post has been edited by samkps: Nov 12 2015, 02:44 PM

I think RM 1.80 is for Silk in Twin Palm, not LEKAS.