Wrong. Dollardex and poems got no quarterly platform fees.
So said as I said if you like paying fees and giving away free money, by all means use FSM sg for uni trust.

If you are Singaporean or eorkig in sg with some local address, I will recommend dollardex. Poems is for Malaysian ehi don't have sg address, not working or studying in sg.pick wheicher you want.

If you still want to pick FSM cause you can buy smaller funds, by all means go ahead. Just heads up you will be paying more over the long term Vs usih dollardex or Poems.

Because if you got no sg address or sg working pass, they won't accept you. Not sure which one. It's been long time since I emailed them.

If you are a Malaysian who's not rich looking to invest overseas, you won't have sg address and unlikely you are working in sg.

Some history poems has been around in Spore for a long time even earlier than FSM or dollarDex which started around 2000. Poems were doing stock/ETF investing more than fund so their fund selection in those times are limited since not their main focus.

Now year 2021 I would think if in future you want to also invest stock/ETF on top of fund Poems is better. dollarDex seem only focus on fund investment. As for fund selection I have checked both offer almost same.

Btw year 2000 dollarDex online interface was 'flawed' which is why I opt for FSM then. Now is 2021 they may have improved alot.