I've got 4.45. RHB quoted me 4.55 as well but thier service is too slow until they call me request for docs when I've already signed another loan. Slow!

Katanya waiting for invoice from developer to bank to release loan to collect my stamped Loan Agreement.

The interest I was paying previously was for my MRTA.

8k is more than enough. Standard should be around 4000-4500 for first house buyer according to some other buyers and myself.

i got uob lenglui banker..   

I checked with Amber - there are two packages: basic and optional
From sms received, they sent out optional renovation brochure.

The basic package cost RM 16800 as you mentioned earlier.
But I forgot to ask for the list of items in the basic package. Anyone can share the info?

Gate and window grille - i find it okay.

I did some homework and find the similar items in IKEA and you all know IKEA is probably not the cheapest place to shop. Very rough estimation so feel free to correct. Installation fee probably need another 2K?  Still much lower than the package price. Once again, first time buyer here so I probably miss out some key expenses.

Package A estimation