Thanks for the explanation on the EPP guys. I guess i will now opt for buying outright then. No point to lock my credit card limit just to the phone for a a few months T_T

Never set my cards limit above rm5k plus never needed it to be that high.  Would be a hassle and unecessary for me to increase my limit just to get the phone.plus i find 5.6k ridiculous for a phone regardless of what method they use..haha

Just to check with you all, is it existing Digi user with the same current number need to subscribe to $138 plan for ip8 & ip8+? Cos the staff at Digi told me if I wanna select other plan then I need to register new number + upfront payment same like new to Digi.

Thanks for your reply. Which Digi center you went? Last time when I sign up for Ip5 also I free to choose which plan I want with same number.