QUOTE(jay881209 @ Oct 13 2015, 09:04 PM)
Hi fellow bros, can I seek for some advise from you guys? I am a normal office worker, currently income 5k nett. My wife which is also an accountant income around 4k. Combine income 9k. Own a condo monthly installment 1500. Petrol cover by company RM600 every month.
Planning to buy a 2nd hand BMW F30 316i, price RM150k , downpayment 20k , loan 130k, tenure 9 years, installment every month 1400. No more warranty, with 30k left BSRI.
Please advise whether I should go for this 316i? Currently driving a vios. 5 years old car. Really fancy this car but worry about the maintenance cost. What do you guys think of it with me and my wife combine income? ( not plan to have child yet )
Thanks fellow bros. please advise.
The opinions here are quite divided it seemed. Planning to buy a 2nd hand BMW F30 316i, price RM150k , downpayment 20k , loan 130k, tenure 9 years, installment every month 1400. No more warranty, with 30k left BSRI.
Please advise whether I should go for this 316i? Currently driving a vios. 5 years old car. Really fancy this car but worry about the maintenance cost. What do you guys think of it with me and my wife combine income? ( not plan to have child yet )
Thanks fellow bros. please advise.
I do think that the TS should hold for just 1-2 more years, save a bit more money and buy a new 320i instead to enjoy 5 years warranty and full services. Peace of mind and can save hell a lot of money in the first 5 years.
In all circumstances, try not to use wife income to buy a car and also sharing instalment. Recipe for disaster
Oct 15 2015, 08:57 AM

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