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 Can I afford a BMW f30 with my current income?

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Unseen83
post Oct 14 2015, 11:09 PM

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QUOTE(jay881209 @ Oct 13 2015, 09:04 PM)
Hi fellow bros, can I seek for some advise from you guys? I am a normal office worker, currently income 5k nett. My wife which is also an accountant income around 4k. Combine income 9k. Own a condo monthly installment 1500. Petrol cover by company RM600 every month.

Planning to buy a 2nd hand BMW F30 316i, price RM150k , downpayment 20k , loan 130k, tenure 9 years, installment every month 1400. No more warranty, with 30k left BSRI.

Please advise whether I should go for this 316i? Currently driving a vios. 5 years old car. Really fancy this car but worry about the maintenance cost. What do you guys think of it with me and my wife combine income? ( not plan to have child yet )

Thanks fellow bros. please advise.
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Get new one.. go for 9 year installment.. if second of course there be maintenance + (depend mileage condition car)

5 month ago, i try to buy.. take BMW 3 week to say im good for their finance hire loan.. minimum payment RM2.3K for 7 year but wait long i make decision for Nissan sylphy 5year loan 2.3% interest AM bank in 24hour approve.

add-on: each time saw ppl drive BMW... i be like.. dam! i wish i buy it tongue.gif but when i do price check.. secondhand car.. depreciation on Bmw.. sux.. Honda/toyota is best.. but if i had taken bmw 3 series i be lock on debt for 7 year(84month)+ and lost 15K depo... + dunno on maintenance :/ so kinda happy with my current debt 60 month only RM2.2K + all expenses of LIfE(insurance/home loan/bill/food/KFc).. get less RM2K to myself... i can't even afford to constain upgrade my PC now shakehead.gif look im only have single GPU..

This post has been edited by Unseen83: Oct 14 2015, 11:21 PM
Unseen83
post Oct 14 2015, 11:38 PM

TooFAT4U 2Handle!
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From: KING CANNEL JB
QUOTE(mozact89 @ Oct 14 2015, 09:31 PM)
Thank god my vw maintenance is not that high. First service rm468. Second serbice rm680..


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first service RM468 second 680 wow... you rich man with rich parent soo lucky smile.gif well hope your not honk and flash other car when your speeding on Highway... speed limit is 120km not 220km...



This post has been edited by Unseen83: Oct 14 2015, 11:43 PM
Unseen83
post Oct 15 2015, 03:23 PM

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QUOTE(mozact89 @ Oct 15 2015, 02:43 PM)
Since when im using my parent money? U talk like a small kids which i thougt u born in 93 not 83. Please be more profesional bro..

Since when speed limit 120kmh? I thought 110kmh only?? U just come out from cave is it?

Just for ur info, first service for VW is 15000km or 1 year.. Rm468 is very cheap compare to japanese car. First service at 1000km let say rm150, second service at 5000km rm200, third service 10k km rm150..

Kemon bro, this place not to kutuk2 people. We have to share what we have..

Sembang macam budak kecil la u bro. Mcm la aku ni x kerja duk rumah makan duit mak bapak.

Suddenly post my video pulak. Mcm budak la u bro. Seriously i no respect u evethought u born in 1983.
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wait did i say you use your parent money ? blink.gif i say you Rich la.. so lucky.. that all..

oh so my bad is 110kmh on highway my... lucky i did not record upload on youtube let all to report to JPJ with your number plate there all to see.. lucky im no child.. wait.. u say i am un professional ? hmm.gif maybe i should.. but naah

i did not kutuk2 you.. wo for ppl flash ppl on highway you are very sensitive person.. sorry la..

yes i born 1983.. why cannot post your awesome jetta smile.gif do 220kmh on a 110kmh highway.. unsure.gif

Add-on: sorry i did not know VW first and second service is 15,000KM.. woo

This post has been edited by Unseen83: Oct 15 2015, 03:25 PM
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