My friend is earning 10k+ nett EXCLUDING his wife and he's still considering if he should get a Mazda 3 for the past 2 months or continue driving his Persona without any other commitments beside insurance . You're earning a combined income of 9k and considering a BMW ? Economy is not so good bro . But then again , it's up to u . Trend these days , " depan banyak gaya , belakang makan roti sapu kaya " .