9k income, the most is around 110k +/- car. C-segment like Altis/Civic are your range.

Hi everyone, thanks for all the advices.. Actually when I am coming out this topic, I did considered for some time such as maintenance, instalment and etc... I am ready to fork out a fund like 6k per annual for maintenance.. Is that sufficient to maintain a bimmer? By the way, now I have 2 options :

A) F30 320i 2012 - RM148k
B) A4 B8 2012 recond - RM110k

Would like to know the vote of choice for these 2..

If I told you my monthly salary, you'd call bullshit and make all sorts of sour grapes statements &/or tall poppy syndrome remarks just to make you all feel better about yourself, so I won't reveal just how much I make a month, much less a year.

But, despite that, I still abide by the 10% rule when it comes to buying cars of choice. In fact, I strictly adhere that I must purchase it below the 10% of my annual salary rule.

And I never take any loan longer than 2 years - in fact, the only reason for a loan in the first place is so LHDN or in my case, IRAS, doesn't come to disturb me. My accounts are clean, but they will sniff around anyway (learnt from experience, wiser for it) so it's less of a hassle.

And if you realize when I mentioned IRAS, then you also know that cars here are fcuked up crazy expensive - so, even more discipline is needed to ensure one spends well within one's means.

So, putting all that into perspective, I present to you my fleet:

just saying. go test drive even the 316i or 318i, once you feel the difference these FWD are crap for you.

I don't care if i am broke paying loan, the RWD is too sweet to pass up. YOLO