Don't use your wife's income to help you get your dream car. On an income of RM5K you can't afford a Beemer. Period.

I had been refraining from replying but really couldn't stand it myself. TS, just go for the car you want if you had already done the calculations. Don't look back.

If you follow the extreme logic of some of the replies here, for example 5 years loan only & 10% of your monthly salary: A 10k salary person should only get a Myvi 1.5 Advance (RM 58k, 5 years loan, 10% downpayment, 3% interest rate & hence RM 1000.50 installment per month)

I rather using f30 and depreciating 30k every year than using those beautiful hybrid car to saving petrol 2k every yr