Oct 9 2015, 09:48 AM
QUOTE(SPYgal @ Oct 9 2015, 12:59 AM)
Hello,
I am getting a house loan for my first property for investment purpose.
I applied for a few Bank - RHB, Ambank and HSBC.
Which bank house loan is better ?
I am looking for interest rate, lock down period and etc any hidden cost associate.
So far, Ambank offer the best rate at 4.35% compare to RHB 4.4% and HSBC 4.5%. All 3 bank offer to me 90% financing.
I am just thinking, should I also be concern over the service quality ( ie : follow up, sense of urgency...etc) from these 3 banks...
Any thoughts / recommendation ?
It all depends on what you are looking for. Whether it is lowest interest rates, flexi, semi flexi, whether there is any lock in period, how much are the admin charges etc. I am getting a house loan for my first property for investment purpose.
I applied for a few Bank - RHB, Ambank and HSBC.
Which bank house loan is better ?
I am looking for interest rate, lock down period and etc any hidden cost associate.
So far, Ambank offer the best rate at 4.35% compare to RHB 4.4% and HSBC 4.5%. All 3 bank offer to me 90% financing.
I am just thinking, should I also be concern over the service quality ( ie : follow up, sense of urgency...etc) from these 3 banks...
Any thoughts / recommendation ?
In terms of processing, from my experience, Ambank is quite slow. HSBC, normally interest rates will be higher.
Have you tried public bank or hong leong?
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