I'm using Essential for my Prudential Insurance, so far I have never missed the 1% after receiving 3 statements. I think you should check with CS because the only exclusion category of retail transaction for Essential is Petrol based on TnC.

Besides that, I think Essential also use the same rounding mechanism as Wise, i.e. statement balance of RM50-RM149.99 will be entitled for RM1 cash rebate whereas RM49.99 or below will not be entitled for any cash rebate. My first statement was RM90 & I received RM1 cash rebate.

Total balance on statement. My few retail transactions under RM100 were added together to be included in the cash rebate calculation.

Are we consider OT since there's no other suitable topics for this?

cybpsych
not sure if you need this, a payment for postpaid bill at u-mobile 1 utama