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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

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zamnrul
post Oct 19 2015, 05:50 PM

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Hong leong call me around 4 oclock..ask for verify my date of birth ,ic n address..but dont know the result approve or not
zamnrul
post Nov 6 2015, 04:26 AM

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Hi fruitie and all..i want to ask.i already got my cc from hlb..but i got gold card not wise card..can i ask to change the card?from gold card to wise card..please advice
zamnrul
post Nov 6 2015, 09:28 AM

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QUOTE(fruitie @ Nov 6 2015, 08:52 AM)
Like suggested, you should call CS. Did you apply for Wise at the first place? By the way, which card was given to you?
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Got gold card rite now.i apply gold card because dont know the wise is the best from gold card.thats the reason want to change the card
zamnrul
post Nov 6 2015, 09:35 AM

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Got msg from cs,

We have discontinued our WISE Gold credit card effective 1 July 2015

And how u all can using it
zamnrul
post Nov 6 2015, 09:56 AM

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QUOTE(fruitie @ Nov 6 2015, 09:42 AM)
Impossible, I got it in Sept. There was a plan to cancel it in July but eventually it didn't happen.
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Ok thanks fruitie.otw to bank ...
zamnrul
post Nov 6 2015, 10:39 AM

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QUOTE(fruitie @ Nov 6 2015, 10:01 AM)
Actually why did you apply a card without checking its benefits? sweat.gif
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Yes its my mistake actually...
zamnrul
post Nov 6 2015, 11:38 AM

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Sorry i have 1 question i already got gold card since yesterday.and today i want to apply wise card and after get the wise card.i want to cancel the gold card.it is because i wrong choose the card.so this first time using it not activate yet.annual waive or not for the first time using hong leong?

Must activated the gold card or waiting.hope can answer.
zamnrul
post Nov 6 2015, 12:05 PM

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QUOTE(eddie2020 @ Nov 6 2015, 11:53 AM)
No need active gold card.. Jz cancel it.. By the way which gold card you mention from the beginning? There is plenty of gold card..
Aside, wise indeed did cancelled on July I went to branch and confirmed.. Now it'sbback even cs not aware as I called themto ask, they say ddon't have.. Then I see someone applied in roadshow I go the place n apply
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Im worried they charge me if activate..and wise card the second card...already call cs..they said must activate the gold card n using it ..then it can waive the af.also the wise card.
Then after get the wise they said no charge for first af..
But not trust the cs..


This gold card boss
https://www.hlb.com.my/main/personal/cards/gold-card
zamnrul
post Nov 6 2015, 12:17 PM

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From cs,

In order for you to enjoy 1st year annual fee waiver on each card you have to swipe 1 transaction within 45 days upon card approval.

Please take note : For wise card subsequent year- strictly not waiver.
zamnrul
post Nov 8 2015, 06:59 AM

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hong leong cant register at the moment.
zamnrul
post Nov 13 2015, 01:31 PM

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My wise card already approved today...maybe nex week get the card..can terminate gold card..but want to know the card share credit limit

This post has been edited by zamnrul: Nov 13 2015, 01:32 PM
zamnrul
post Nov 15 2015, 12:02 PM

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hi i have 1 question and a bit confuse about must spend 10 x Rm50 for entitle for cash back.

meaning that must spend RM500 for 1 months?meaning that this example i understand if 1st december 2015 until 31 december 2015 must spend rm500 (10x RM50)

second question if i want to pay bill umobile RM120 meaning that 1 transaction or 2 transaction?or spend RM500 for pay bill if not 10 transaction...
zamnrul
post Nov 15 2015, 12:14 PM

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QUOTE(cybpsych @ Nov 15 2015, 12:05 PM)
yeah, that's the minimum to spend on the card.

for umobile, pay at their self care. split it to RM50 + RM70 (pay 2 times, separately). this way, you achieved 2x RM50 transactions.

Wise track based on transactions (i.e. how many times you swipe), NOT the amount (i.e. multiples of RM50 per transaction).
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Thanks for good idea..


QUOTE(supersound @ Nov 15 2015, 12:05 PM)
Yes, in some sense, minimum monthly spending in order to get cash back is rm500.
You can pay rm120 for a single transaction, but the rest of the 9 transactions must be rm50 minimum each.
Is not you spend rm120 and you need to spend another rm320 and can get cash back.
Also, it is not worth if you only spend rm500 each month with this card. WIth the AF, it will be < 10%.
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Thanks.meaning that this every month must spend or 1st time only we must spend RM500 and entitle get cash back after that.
zamnrul
post Nov 15 2015, 01:44 PM

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QUOTE(supersound @ Nov 15 2015, 12:17 PM)
For me, I'll try to make 10 transactions with minimum rm50 first. But then my son's formula milk need rm72.90, so this cannot be done.
1st time only with rm500? Single transaction you mean? Nope, this is not advisable.
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Nope meaning that cash back must spend 10transaction every month or first time only
zamnrul
post Nov 17 2015, 07:38 AM

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hi can i know if i not terminate my gold card and using wise card also ...can my gold card annual fee waived?or must pay annual fee cannot be waived...wise card i know annual fee cannot waived...only confuse about gold card....
zamnrul
post Nov 17 2015, 09:34 AM

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QUOTE(fruitie @ Nov 17 2015, 08:58 AM)
Why still want to keep a useless card?
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Only want to ask fruitie.thanks ur advice.i terminated the gold card...
zamnrul
post Nov 17 2015, 11:13 AM

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QUOTE(fruitie @ Nov 17 2015, 11:11 AM)
Don't keep a card which has no benefits for you. It will only adds into your CCRIS. What's the point?
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Ok fruitie...1 question which benefit for u mach or wose card.only asking..because u have so many card and know which suitable
zamnrul
post Nov 17 2015, 11:48 PM

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QUOTE(fruitie @ Nov 17 2015, 11:18 AM)
Both serve different purpose.
My MACH is solely for dining only as that's my chosen package.
My Wise is for groceries (TnG reload & UniFi at Sam's Groceries), utilities and mobile.
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thanks fruitie
zamnrul
post Nov 25 2015, 01:49 PM

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Anyone already try at sam groceria aman sentral can topup touch n go?
zamnrul
post Nov 25 2015, 04:25 PM

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Aiya..just now i go to petrol station and go to the counter...but the workers cannot swipe at counter but go to the pump and swipe there..and i got msg from hong leong bank im using rm200..aiya
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