I am new to this Wise CC. I was told by HL Bank Customer Service to pay Utility Bills via UOB PayOnline (https://payonline.uob.com.my/payonline/Login.do). Does it sound fishy doing online transaction via competitor web site? Thanks.

Need to look for others card with unlimited 1% d 

crazy ah heard my hometown friends explain to me about the Wise card how to swipe x10 a month to get the RM100.. then plus now realize the Annual Fee can't waive for both Gold and Platinum cards... (point #6 on FAQ page 1 of thread)

first time i hear credit card go to this extreme. Guess it's a no go for me... taking things too seriously liao.  ask me do this 1 mth can la.. every mth do this.. don't think i can bear with it.. just to get that extra RM100. I'd rather work harder and climb up my career than to put so much effort on a RM100.

If I'm rich, big spender.. easy swipe x10 >RM50 without need of separating my swipes... then ok this card will suit me conveniently and perfectly with peace of mind. But to purposely split out my bills and swipes to fulfill the condition.. no thanks.

got it thanks.
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so if i follow this pattern every month:

TNB: RM50 x 4
Petrol: RM50 x 4
Others (not counted): RM50 x 2

I should be getting RM40 in a month or RM480 in a year. Minus the RM160 AF for gold, the min return is 5.33% (RM320/RM6000).

Looks like I am joining the club soon. Still nothing concrete on the rumoured revision right?

ok now much clearer.

1) tm is not under any categories for Wise.
2) paying via tm website earns nothing. point 1.
3) the workaround is pay tm bills at Sam's Groceria. why? Sam's nature of business is Groceries. so pay there , swipe there, then ANYTHING u paid there is eligible for cashback under Grocery category.

as always, it's not WHAT you pay (or assuming), it's WHERE you pay your stuffs.