Oct 29 2015, 02:13 PM
QUOTE(LostAndFound @ Oct 29 2015, 11:51 AM)
Looks like you may not benefit from WISE very much due to spending not suitable. Really need to get close to max cash rebate to make this card worth it after the first year.
What I do is help my family pay their TNB bills to max out. Share the benefit. Other members have used grocery category to buy stuff (milo tin etc) and sell back full price in cash to small shops, but I haven't done that personally (not so thick face).
From the total expenses she still could get cashback of RM61.80. That's RM741.60 per annum. If minus out the government tax RM50 and annual fees RM160, still netting RM531.60 per annum. Better than nothing right?What I do is help my family pay their TNB bills to max out. Share the benefit. Other members have used grocery category to buy stuff (milo tin etc) and sell back full price in cash to small shops, but I haven't done that personally (not so thick face).
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