more info pls....

Huh, I just got my essential card approved... Hope everything mantain....

yeah, i received twice. things like this happen on and off. but usually they will only charge once based on the slip that i sign, while the other will be cancelled since there is no slip and no signature. that's why i confirm the problem is from aeon big. further to confirm this, aeon big posted my earlier 3 transactions without delay, while this fourth transaction of mine was posted late and twice.

This reply would be more on OCBC card and since there is no thread on OCBC card (closed down already).

I am thinking an alternative to essential card due to the revised terms of this card.
As I have been maxing out hl wise card, public visa signature card and aeon watami with maybank 2 card as spare card since amex still gives 1.25% tp equivalent.

Since the additional monthly spending is below 2k (excluding other ad hoc major spending), fortune card is a no go. i thought of 2 alternatives as below:-

1) OCBC GE Master Card/ OCBC Platinum Master Card. Pls tell me that there is no difference between these 2 cards other than the word "Platinum". Since we are getting 1% rebate up till 1k spending, it sounds like a good replacement card to me. This 2 card has the exact same feature as OCBC 365 Master Card except that the GE card has 0% Auto-IPP for GE insurance, which would be super useful for me since my whole family is using GE as insurer.

2) Continue to use Maybank 2 Cards since i am still getting 1.25% tp equivalent and if amex cant be used, it would be the 2nd card (Visa/Mastercard) @ 0.25% tp equivalent.

Just wanna confirm with OCBC GE users:-
1) do i still get the 1% cash back for monthly PRUDENTIAL insurance charge to this card which is about 1k a month? Since this is a GE card, not sure whether other insurance charges considered as local retail spending.

2) Let say I charge GE insurance of RM12k a year and do auto-ipp, i would be paying RM1k a month. Does this RM1k eligible for the 1% cash back or only 0.1% only? the auto-ipp is 0% interest BUT is there any upfront fee/processing fee?

It sounds like OCBC GE card would be great for me because I could not spend some of these additional spending with amex. Pls advice. Thanks!!

yes you need to spend rm2000 to get the rm20. if not, it won't carry forward to the next month. this is the reply i got from their FB CS

"Morning, upon checking, customer will not entitle for the real cash earning if did not meeting the minimum cash back threshold of RM20.00. However the monthly retail spending will be accumulate for your total annual retail spending in order to entitle for the extra yearly real cash earning. For more information, you may log on to https://www.hlb.com.my/main/personal/cards/fortune-card . Thank you."

cheater HLB

before apply HLB credit card, they said swipe more than RM2000 in 2 months can get 1 gopro look alike camera for free

now more than 4 months already no news at all

have to ask here, could not find any essential post

I spent 9k got 2 cash rebates

CASH REBATE TIER 1 (1st RM5k) @ 0.6%
CASH REBATE

what is that tier 1 about?

both the cash rebate add up does not = 1 % of the total amount spent

Im using payonline to pay TNB bill.. however my statement did not include this as utilities!! oh no... no rebate for my RM591 tnb bill T.T

How come is not under Utilities category? 2 months statement are also same
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