if you know u r getting the card soon, y still pay? 

if cannot meet 10xRM50 by month end, then don't spend a cent on it. dont force unnecessary spending.



preplan for Nov spending instead

zero benefits.

What category you are using? For utilities and groceries, you can cash it out by helping others.
Like my groceries I'm doing like this, basically I can gain money from this also on top of the cash back gained.

If you can go to Sam's Groceria, you can pay your Streamyx via ePay system and earn cash rebate as it is under groceries category.

I paid tm bill via hl connect last month..is ok and fast compare with uob pay online.

What bills are you referring to? There are many ways to pay many types of bills.
Maxispay is easy to register and pay. And you only need one account. I use my Maxispay account to pay me and my dad's Maxis bills, there itself can have 5x RM50 transactions already. Can save credit card details and favourite the Maxis account as well.

UOB Payonline is also easy to register and pay bills. Although sometimes slow a bit but it works.
I doubt MPSJ is under Utilities. Utilities are like water and electric. Even IWK is not under utilities.

Regarding the activation of WISE credit card, we should first send SMS to obtain temporary pin.

Then, we need to convert temporary pin to permanent pin at Hong Leong ATM. For this step, should I insert the WISE credit card into Hong Leong ATM?

Second question:

In term of the appearance of the card, what is the difference between WISE Gold Card and WISE Platinum Card? Just the word 'Platinum' on WISE Platinum Card? I wrongly thought that WISE Gold Card would have golden wordings. 

celcom prepaid top up , how can get the rabate?
i check celcom online website , they redirect me to 11street.com.my =.=
Anyone can help on this?
Thanks in advance

what is this going to do with this thread?