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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

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enkil
post Nov 27 2015, 12:21 AM

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QUOTE(fruitie @ Nov 26 2015, 08:44 PM)
Got from other thread: bnmtelelink@bnm.gov.my
Why did you apply for a Plat HLB Wise? sweat.gif doh.gif

Like I mentioned many times, people can apply and request all they want but at the end, it still falls back to the banks' discretion.
Salary requirement could be just one of the reasons.

My HLB cards only with shared limit 10k when my other cards can give me more than 20k. Oh well, not like it matters to me because I won't spend so much on these two cards.

Higher CL might make your future applications more difficult.
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Higher the credit limit the easier to get new cards. Not higher outstanding amount that is.
enkil
post Nov 27 2015, 12:25 AM

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QUOTE(fly126 @ Nov 26 2015, 10:54 PM)
Why U want High CL what for, if U do not fully Utilized it... hmm.gif

Mine condition almost similar with Ms.fruitie here... blush.gif

My HL Cards (GSC/Essential) also combined share CL with 10K only

When 1st I got My GSC card in 2011 they just give 3K CL, on the 2nd year topped the CL up to 3.5k & till Last Year They only increased the CL to RM10k when I pair up My GSC with Essential... sweat.gif

Also seldom used HLB CC but only Utilized on Movie date with GSC card 

FYI, I do have Citibank & HSBC VS with CL 72 & 50K but hardly used on them... whistling.gif
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Of course people want higher la. What are you mumbling about. He already said a few times almost reached limit.

Why are telling about your other cards summore to irritate him haishh.. if not helping better keep quiet lor
enkil
post Nov 27 2015, 12:27 AM

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QUOTE(fruitie @ Nov 27 2015, 12:25 AM)
Well, CCRIS will show the limit.
Higher credit limit will have a higher risk if struck with fraud cases.
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Yes the bank offering cards will look into current available cards and offer better. I have never had new cards with lower limit than existing. Always higher or at least same.
enkil
post Nov 28 2015, 10:18 PM

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No problem for me too. Never missed the monthly rm100 cb.. And this month they charge me AF.. Still worth it

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