For AEON, buying shopping vouchers is normally treated as a departmental transaction.

You can use the shopping vouchers to purchase grocery or any departmental items. 

My purpose is to achieve 10 x RM 50 transactions early in the month. If you have one less RM 50 transaction than 10 times (as emphasized by many experts here), you are not going to get any cashback at all.

T&C here : https://www.hlb.com.my/main/assets/files/pr...ack-tnc-eng.pdf

It's stated in the SMS they sent u.  My is c2, just reply like this only.

i did that on last sunday. achieve the requirement for both wise card in a day ma. then bought many fruits at a fruit shop using watami and dinner using mbb2amex lor.

change to fortune card?

not quite sure. maybe some of the forumers who use it can share some light? means we can accumulate till reach rm20 irregardless of months or will burn if not achieved within that month?

*Real Cash Earnings will only be credited upon meeting the minimum threshold of RM20 and capped at a maximum of RM50 calculated on a monthly basis.

to entitle 1% rebate using watami card, you msut meet min spend rm3k quarterly a year. meaning every 3 mths, must make sure you spend 3k. i dont think i can meet that requirement while having other rebate cards.

Need to be caution..I had one bad experience with payuobonline, whereas I have received the payment successful email notification, but in fact the payment was failed. This had caused me lost the cash back for that particular month due to failed to fulfill the 10 transactions...heart pain experience, ishhhhh!!

Check total transactions only on 25th each month? If your statement date is 28th, you sure will be total lost for no reason.
This card only has 25 days to get max cash back effectively, you shall be completing 10 transactions by first 10 days and last transaction on 24th each month.

All merchant must do terminal settlement everyday else they won't get money at all.
So is the terminal's service provider and the merchant bank will control the rest.
No doubt the T&C stated clearly transaction being posted in the same month shall enjoy the cash back, but as stated on "posted", so if they "posted" it later, you get nothing.
So far I never have any transaction posted on the same day except during my first 6 months of this card's usage. During that period, I coincidentally have the transaction being posted on the same day where I already swiped for rm1000 and a transaction that took 9 days to be posted where again I lost the cash back for that month.

guys, I choose petrol as my category. Can I swipe the card twice each time I pump just to reach the min swipe of 10 times? Like for example, my car use RM100 for full tank, so I swipe twice in less than 5 minutes. Is this ok?

i think we should cancel HL essential card to "warn" the bank for revising the benefit of HL wise card. What do u think ?

At the end, I do feel some level of deception or resistance in rewarding the 10% cash back to customer.

Bill payment online cannot be done thru hongleong connect website and still EMPHASIZE on where the payment is made.

It is categorized as non deception as it was revealed in the terms and conditions. Would terminate soon...

No wonder, the customer service call line can be engaged up to 15 minutes.

It is the reflection of that HL created different type of barriers NOT granting customer 10% cash back.

I managed to do TNB payment through PayOnline, but the problem is TNB didn't receive the payment from PayOnline.  I have called PayOnline CS and logged a complaint.  Pending on their investigation

Yes, the transaction already stated in HL Connect.  I paid the bill on 1 Mar 2016.