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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

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victorywp
post Mar 9 2016, 08:52 PM

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QUOTE(cx2531 @ Mar 9 2016, 08:47 PM)
monday already make the tnb bill payment, but until now i think still not yet paid as i checked from tnb website.

so which part was slow?
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tnb side slow.. i paid via m2u using m2amex also slow.
zamnrul
post Mar 9 2016, 09:55 PM

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Hi i want to ask if i want cash but dont want take money from atm..can i transfer to other account..still charge withdraw money every day?
fruitie
post Mar 9 2016, 10:12 PM

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QUOTE(zamnrul @ Mar 9 2016, 09:55 PM)
Hi i want to ask if i want cash but dont want take money from atm..can i transfer to other account..still charge withdraw money every day?
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Don't understand...
victorywp
post Mar 9 2016, 11:00 PM

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QUOTE(zamnrul @ Mar 9 2016, 09:55 PM)
Hi i want to ask if i want cash but dont want take money from atm..can i transfer to other account..still charge withdraw money every day?
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QUOTE(fruitie @ Mar 9 2016, 10:12 PM)
Don't understand...
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lol, i tried and read 5 times but still don't understand too.
fly126
post Mar 10 2016, 01:48 AM

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QUOTE(zamnrul @ Mar 9 2016, 09:55 PM)
Hi i want to ask if i want cash but dont want take money from atm..can i transfer to other account..still charge withdraw money every day?
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QUOTE(fruitie @ Mar 9 2016, 10:12 PM)
Don't understand...
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QUOTE(victorywp @ Mar 9 2016, 11:00 PM)
lol, i tried and read 5 times but still don't understand too.
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Is it Cash Advance (transfer $$$), bo...??? confused.gif

IF Betul ni Cash Advance, it will charging an Advance Fee (5%) + 18% p.a. Daily Interest from total Cash advance amount. sweat.gif

This post has been edited by fly126: Mar 10 2016, 01:49 AM
saitong09
post Mar 10 2016, 07:48 AM

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QUOTE(fly126 @ Mar 10 2016, 01:48 AM)
Is it Cash Advance (transfer $$$), bo...???  confused.gif

IF Betul ni Cash Advance, it will charging an Advance Fee (5%) + 18% p.a. Daily Interest from total Cash advance amount.  sweat.gif
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I thought CC advance cash withdrawal only can do over the ATM?
CalvinCLK
post Mar 10 2016, 08:36 AM

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QUOTE(saitong09 @ Mar 10 2016, 07:48 AM)
I thought CC advance cash withdrawal only can do over the ATM?
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Some banks allow online transfer from CC. But there's no such option under HL Connect. So I wonder what that question means. bangwall.gif
fly126
post Mar 10 2016, 08:38 AM

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QUOTE(saitong09 @ Mar 10 2016, 07:48 AM)
I thought CC advance cash withdrawal only can do over the ATM?
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Some of the bank allow CC fund transfer to other CC (Online Cash Advance) ie, HSBC cool2.gif

This post has been edited by fly126: Mar 10 2016, 08:39 AM
laymank
post Mar 10 2016, 08:42 AM

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QUOTE(fly126 @ Mar 10 2016, 08:38 AM)
Some of the bank allow CC fund transfer to other CC (Online Cash Advance) ie, HSBC cool2.gif
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but he said he wants 'CASH'.

how does one get cash without going to ATM or branch teller?
fly126
post Mar 10 2016, 08:53 AM

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QUOTE(laymank @ Mar 10 2016, 08:42 AM)
but he said he wants 'CASH'.

how does one get cash without going to ATM or branch teller?
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with HSBC we can Do it Online within Same Bank like ie, transfer $$$ from HSBC Platinum CC to HSBC Amanah Credit Card-i (CC to CC) , or to Your Saving Account , of course it will consider as Cash Advance rolleyes.gif

This post has been edited by fly126: Mar 10 2016, 08:55 AM
laymank
post Mar 10 2016, 09:00 AM

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QUOTE(fly126 @ Mar 10 2016, 08:53 AM)
with HSBC we can Do it Online within Same Bank like ie,  transfer $$$ from HSBC Platinum CC to HSBC Amanah Credit Card-i (CC to CC) , or to Your Saving Account , of course it will consider as Cash Advance rolleyes.gif
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better wait for the person who asked the question to clarify what he wants exactly.
by the way, this is HLB cc thread, don't bring in HSBC lah.
CAFE21
post Mar 10 2016, 09:24 AM

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QUOTE(zamnrul @ Mar 9 2016, 09:55 PM)
Hi i want to ask if i want cash but dont want take money from atm..can i transfer to other account..still charge withdraw money every day?
*
You can call the CS n do BT to your savings account. Previously is just 6.99%pa reducing balance. Better than u take cash advance.
royalz
post Mar 10 2016, 01:50 PM

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Hi. Anyone applied lately with 1st year annual fee waived?
cybpsych
post Mar 10 2016, 03:01 PM

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QUOTE(royalz @ Mar 10 2016, 01:50 PM)
Hi. Anyone applied lately with 1st year annual fee waived?
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usually yes, got 1st year waiver with min 1 swipe. u should get a SMS for this.
Moonlight86
post Mar 10 2016, 04:28 PM

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QUOTE(cybpsych @ Mar 10 2016, 03:01 PM)
usually yes, got 1st year waiver with min 1 swipe. u should get a SMS for this.
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How about 2nd year waiver? Currently holding plat wise card, thinking to apply for gold wise card and cancel the plat wise card if couldn't get the annual fee waiver. Doable?
victorywp
post Mar 10 2016, 04:37 PM

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QUOTE(Moonlight86 @ Mar 10 2016, 04:28 PM)
How about 2nd year waiver? Currently holding plat wise card, thinking to apply for gold wise card and cancel the plat wise card if couldn't get the annual fee waiver. Doable?
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you can apply for downgrade.
cybpsych
post Mar 10 2016, 04:53 PM

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QUOTE(Moonlight86 @ Mar 10 2016, 04:28 PM)
How about 2nd year waiver? Currently holding plat wise card, thinking to apply for gold wise card and cancel the plat wise card if couldn't get the annual fee waiver. Doable?
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strictly no af waiver for year 2 onwards.

downgrade possible, better do fast before anniversary.
trojant
post Mar 10 2016, 04:56 PM

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Feasible to do this:

Let say now Gold Wise.... at 11th month, apply Plat Wise.
Start use Plat Wise from 12th month onwards, then terminate Gold Wise.
Repeat next year.
Human Nature
post Mar 10 2016, 04:59 PM

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QUOTE(trojant @ Mar 10 2016, 04:56 PM)
Feasible to do this:

Let say now Gold Wise.... at 11th month, apply Plat Wise.
Start use Plat Wise from 12th month onwards, then terminate Gold Wise.
Repeat next year.
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What makes you think that the bank will approve your second application? bangwall.gif

--
To all, how many of you are using the scheduled (or pay later) option at uobpayonline? Is it reliable?
fruitie
post Mar 10 2016, 05:27 PM

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QUOTE(trojant @ Mar 10 2016, 04:56 PM)
Feasible to do this:

Let say now Gold Wise.... at 11th month, apply Plat Wise.
Start use Plat Wise from 12th month onwards, then terminate Gold Wise.
Repeat next year.
*
Well, banks are not stupid either. laugh.gif
They will not approve your applications, as simple as this. laugh.gif

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