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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

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janson_kaniaz
post Jan 7 2016, 10:02 PM

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QUOTE(Human Nature @ Jan 7 2016, 10:01 PM)
please dont spam  doh.gif
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I wanted to say the same thing. lol
janson_kaniaz
post Jan 10 2016, 01:11 PM

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QUOTE(supersound @ Jan 10 2016, 01:06 PM)
Just keep the MBB dual cards, still have 1.25% icon_idea.gif
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speaking of which, if got time need to redeem also. not sure when is the next round of point inflation sweat.gif
janson_kaniaz
post Jan 10 2016, 01:18 PM

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QUOTE(fruitie @ Jan 10 2016, 01:15 PM)
Still have it for my general usage. biggrin.gif
No worries, Maybank will inform in advance. biggrin.gif Kinda regretted I redeemed so many of vouchers which I hardly use. Will go for EM this time.
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remember last time they announced very last minute only then ppl were furious about it then only then they delayed. not sure this round we have to power of voice anymore since many ppl have cancelled the card..,

anyway just to be safe I will redeem some b4 cny
janson_kaniaz
post Jan 16 2016, 09:33 PM

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QUOTE(Human Nature @ Jan 16 2016, 09:31 PM)
If I can move my TNB here, I can free some quota on my PBB  brows.gif
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Now you know why I'm not so crazy about PBB FCFS promos...
janson_kaniaz
post Jan 16 2016, 09:58 PM

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QUOTE(Human Nature @ Jan 16 2016, 09:39 PM)
Actually been wanting to get this wise for months dy but you know la..procrastination. I still consider PBB as my top card  thumbup.gif
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it's mine as well but I'm not so crazy about their promos. u wait till u see hlb promos tongue.gif
janson_kaniaz
post Jan 25 2016, 11:25 PM

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QUOTE(intrepidity85 @ Jan 25 2016, 11:12 PM)
not surprise at all due to the economy we have now

just have dinner with branch manager RHB.. guess what she mentioned? prepare for more retrenchment this year for banking field.. i was like  rclxub.gif
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after oil and gas, next it's banking. not surprising.
janson_kaniaz
post Jan 29 2016, 06:21 AM

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RM100 as usual brows.gif
janson_kaniaz
post Feb 1 2016, 05:18 PM

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QUOTE(fruitie @ Feb 1 2016, 05:02 PM)
Just 1st day of the month, I have swiped 7 times for TNB and tomorrow I'll go to Sam's Groceria to pay two UniFi bills. Finally, no need to hop from one counter to another counter, can straight pay full amount without splitting bills. laugh.gif
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how so?
janson_kaniaz
post Feb 1 2016, 06:25 PM

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QUOTE(fruitie @ Feb 1 2016, 06:08 PM)
Erm, I already swiped 7 times and tomorrow these two Unifi bills another 2 times, I have no problem in achieving the 10th transaction which I still have my mobile later.
So I don't need to split into multiple RM 50 in Sam's tomorrow. tongue.gif
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oic. tot they change the rule, no need 10 transactions sweat.gif
janson_kaniaz
post Feb 4 2016, 06:25 PM

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QUOTE(Human Nature @ Feb 4 2016, 06:15 PM)
Received my card, activated and received the temp PIN. Going to branch tmr for online banking reg and submit sms alert form.

It comes with paywave function.
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It's good feature to have if your category is dept and grocery.
janson_kaniaz
post Feb 4 2016, 08:07 PM

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QUOTE(Human Nature @ Feb 4 2016, 06:27 PM)
i selected petrol and utilities  laugh.gif

add: i just made a trial payment using UOBpayonline and the TAC does not come in form of SMS. It just appear on the screen and cant be saved. Is it the same for you guys?
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yes.
janson_kaniaz
post Feb 5 2016, 05:25 PM

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QUOTE(fkinmeng @ Feb 5 2016, 04:12 PM)
did 5 continuous swipes at tesco, received a call from hlb asking is it really me.

good service.  thumbup.gif
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take the opportunity to complain to them it's the stupid requirement of wise card of minimum RM50 each swipe and 10x swipes that made you do it. tongue.gif
janson_kaniaz
post Feb 5 2016, 06:51 PM

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QUOTE(tunyi92 @ Feb 5 2016, 06:47 PM)
Dear Sifus, I'm planning to get a Wise card soon for the cash back. I just want to re-confirm whether am i doing it right for the best cash back utilization.

Im choosing utilities and petrol (these are the minimal spending figures)
TNB bills, 3xx = 50x6 swipes (via UOBonline)
Maxis- 1xx=50x2 swipes (via maxispay)
Petrol -155=50x3 swipes (swipe petrol pump)

So there are about roughly 600, i will help out my family to pay telco bills which is about 250

Plus syabas bill around 50 (via Uobonline), is IWK bill consider utility ? the rest 100 i will find something to top up...

Is it good to go? thanks alot in advance ~
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Utility is only TNB and Syabas, ie electricity and water bills. You don't have to max out to 1k if you find it hard. Just enjoy RM50 rebate RM50x10 if it fits your spending.
janson_kaniaz
post Feb 5 2016, 11:31 PM

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I have a Mach signature which came with my wise and I hardly use it. How's the procedure to cancel HLB card? I remember for OCBC I only called them up.
janson_kaniaz
post Feb 6 2016, 09:01 AM

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QUOTE(CP88 @ Feb 6 2016, 01:20 AM)
Your tnb bill is pretty high RM455....
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it doesn't mean it's only for one account. and no one says u can't pay in advance.
janson_kaniaz
post Feb 10 2016, 12:04 PM

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QUOTE(sg999 @ Feb 10 2016, 12:00 PM)
I seem like kena trap, my transaction date at 31/1 but posting date 1/2, so this cash back should count on FEB right?
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not really a trap if you are a regular here. it's a known fact not just for HLB card but for other cards as well not to spend 2-3 days prior to the new month.
janson_kaniaz
post Feb 10 2016, 05:00 PM

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QUOTE(just_asking @ Feb 10 2016, 04:57 PM)
Hi there, am planning to get one WISE but not sure the below works:

maxis fiber roughly RM 160 inc. GST (50x3)
gas RM 150 (50x3)
departmental aeon vouchers RM 100 (50x2) / maybe I should get groceries instead

I seldom fill-up my car, usually RM 100-200.
All the post I read are for telco's communication bill but I didn't see one for fiber, maybe I missed? Does CB applicable for Maxis fiber?
For the rest of remaining min RM50 maybe I'll just swipe for anything outside of the categories

All the sifu out there appreciate your two cents
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what is gas?
janson_kaniaz
post Feb 10 2016, 10:49 PM

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QUOTE(g00glesYYl @ Feb 10 2016, 09:46 PM)
charge 160 for annual fee sad.gif
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if u earn rm100 monthly from them, it's worth giving.
janson_kaniaz
post Feb 12 2016, 12:23 AM

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QUOTE(ewe_chai @ Feb 11 2016, 11:04 PM)
HLB insist to waive for me on my platinum card. Only can give 50% discount.
End up, I terminate the card.
Reapply back after 2 mth. The card get approved less than 10 days.
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reapply after two months means u lose rm200 potential cash back lor tongue.gif

in the end it's about the same...
janson_kaniaz
post Feb 12 2016, 11:12 AM

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QUOTE(harmonics3 @ Feb 12 2016, 09:29 AM)
if it is considered a new card holder with first year annual fee waiver then still good.
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ya, u save on the AF, but u lose the two months CB during the cooling period. unless u have other better card to get the CB.

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