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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month
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cybpsych
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Oct 18 2015, 05:56 PM
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QUOTE(iamnotkido88 @ Oct 18 2015, 02:37 PM) Bro how you can compile this info on Online Banking? Can sort by transaction? by the way I got around RM 300 cash back in just 5 months using the WISE card. Good credit card so far, for me i compiled (stitch) manually across all my estatements so far
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cybpsych
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Oct 18 2015, 06:15 PM
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QUOTE(fruitie @ Oct 18 2015, 04:34 PM)  Good point.  Got it, I will do some calculations first.  if u super kiasu, target the Groceries first since you have round RM50. try hit min RM5, or RM15, or RM25. the remaining, spread across TNB or DiGi.
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cybpsych
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Oct 19 2015, 11:27 AM
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QUOTE(rdevil33 @ Oct 19 2015, 11:23 AM) For water utilities SAJ (Syarikat Air Johor), it is confirmed under UTILITIES category if payment thru SAJ official portal http://ebilling.saj.com.my/  fuhhh that means for Utilities, it's purely on MCC, not just targeted on specific merchant names: e.g. TNB and SYABAS
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cybpsych
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Oct 19 2015, 04:52 PM
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QUOTE(peri peri @ Oct 19 2015, 04:15 PM) Billion supermarket in under "grocery"? thanks. forgot where to check the list huh? can find this topic but not the other topic?
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cybpsych
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Oct 19 2015, 05:30 PM
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QUOTE(dnp @ Oct 19 2015, 05:24 PM) anyone tried tesco online? is that under groceries? yes
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cybpsych
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Oct 20 2015, 05:52 PM
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QUOTE(fruitie @ Oct 9 2015, 06:34 PM) Guys, I have achieved 10xRM 50 transactions and I have these two transactions: i) 77.72 for TNB ii) 39.10 for DiGi I know if I spend additional RM 5, I will get additional RM 1 of cash back. For my transactions above, I can just pay like normal right? No need to add RM 5, am I right? Thanks.  QUOTE(cx2531 @ Oct 20 2015, 05:41 PM) but i think u need 10 swipe with rm50. seems like urs calculation didnt not reach 10x RM50 he was referring to fruitie's calculation to max her cashback. 10xRM50 already achieved earlier.
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cybpsych
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Oct 20 2015, 09:29 PM
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QUOTE(fruitie @ Oct 20 2015, 08:56 PM) Thanks, looks like if I have the time to drop by Nu Sentral outlet, I will do some community work to check it out.  Never mind I stick to UOBPayOnline for TNB and Sam's for my UniFi.  I hope you have signed up for Sam's Family Card to collect points. Worth for it if you will do your usual transactions there.  nahhh i asked last Saturday (17 Oct) at Nu Sentral outlet. still not accepting TNB bill payment, same technical issue. no timeframe when ready.
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cybpsych
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Oct 21 2015, 08:05 AM
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QUOTE(ftan @ Oct 21 2015, 07:37 AM) Good Morning. Got my HLB af waiver after first transaction. But charged GST. 13-Oct-2015 13-Oct-2015 ANNUAL FEE WAIVER 160.00 13-Oct-2015 13-Oct-2015 Annual Fee 160.00 13-Oct-2015 13-Oct-2015 ANNUAL FEE WAIVER 6.00% GST 9.60that is GST waiver, it's on the CREDIT column, right? if there's no GST charge (DEBIT column), then you gain extra RM9.60.
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cybpsych
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Oct 21 2015, 08:31 AM
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QUOTE(ftan @ Oct 21 2015, 08:21 AM) My bad. No charges at all. It must be the haze. I'm so blur today. 13-Oct-2015 13-Oct-2015 ANNUAL FEE WAIVER 160.00 13-Oct-2015 13-Oct-2015 Annual Fee 160.00 13-Oct-2015 13-Oct-2015 ANNUAL FEE WAIVER 6.00% GST 9.60 13-Oct-2015 13-Oct-2015 Annual Fee 6.00% GST 9.60 lol all good then. enjoy the card!
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cybpsych
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Oct 21 2015, 09:20 AM
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QUOTE(leo_kiatez @ Oct 21 2015, 09:15 AM) How long u been using your credit card & they start charge annual fees? new card, this year 1 waiver is upon 1st swipe.
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cybpsych
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Oct 21 2015, 03:45 PM
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QUOTE(lai_dm @ Oct 21 2015, 03:44 PM) one question if i pump 10x times RM50 , 2x times RM40Â petrol can i get 10% rebate for all transactions or just transaction exceed RM50 only ?? all transactions in your categories This post has been edited by cybpsych: Oct 21 2015, 03:45 PM
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cybpsych
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Oct 22 2015, 06:55 AM
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QUOTE(cybpsych @ Oct 10 2015, 09:30 AM) Here's a compilation of all Mobile transactions that I did using HLB Wise   QUOTE(eddie2020 @ Oct 21 2015, 11:19 PM) Yes, exactly that's why I feel weird.. Can'twait my card to come this week.. Btw, if for eexample I bought voucher in Tesco or giant all place can use no matter is diff state? Another 2 question, I pay my phone bill postpaid celcom and digi online on their website, if pay with hlb entitled for cb? Cz I heard u guysrregistered those uob payonline for this.. If I buy reload /topup pprepaid online from digi website, can entitle cb? here you go
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cybpsych
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Oct 22 2015, 07:00 AM
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QUOTE(eddie2020 @ Oct 21 2015, 11:05 PM) My friend using this card.. But abit weird, for example cb on petrol spend rm107, she get rm15. Groceries rm174 but get rm15 as well, then mobile 74rm, cb get 5. if ur friend dont mind, can export her bill statements (at last 2 bills cuz cb based on calendar month), we can help analyze. also remember, CB based on category tagging and she has not maxed out the rm100 cb for the month. her spending: Petrol RM107 Groceries RM174 Mobile RM74 she spent on others (non-categories) too, right? cuz above definitely have not met the min RM50x10 times.
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cybpsych
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Oct 22 2015, 10:04 AM
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QUOTE(chrischiang @ Oct 22 2015, 09:53 AM) hello.. would like to ask..when will the list of top new card holder spent Rm2k in 2 months for sport cam? i tot the campaign ended on 30 sept? what did the T&Cs state? did you read it? campaign ended 30 Sep doesnt mean the list will be out also.
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cybpsych
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Oct 22 2015, 11:53 AM
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QUOTE(chrischiang @ Oct 22 2015, 10:54 AM) im just asking when will the list be out? if u dont know.. or if u not happy with my question.. u can always ignore it.. cheer it's stated in the T&Cs.
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cybpsych
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Oct 22 2015, 03:57 PM
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QUOTE(andyfriends @ Oct 22 2015, 02:05 PM) that means to ensure 10 times are swiped within 1 month? but how to ensure that they are all posted within the mnth since thats within the bank control first month or two, this is where you monitor all your swipes, locations/merchants, etc. monitor their posting time (usually +1 day). to be safe, like what LostAndFound mentioned, hit 10xRM50 by 20th or so. set a conservative level first. subsequent months, you'll get the hang of using the card at your usual places.
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cybpsych
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Oct 23 2015, 08:49 AM
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QUOTE(tbheng @ Oct 23 2015, 08:22 AM) Successfully paid 3 times to the same unifi account at the Sam's Groceria @ Nu Sentral yesterday using Wise. Applied the member card as well with 2 free gifts plus Rm10 cash voucher. They confirmed TNB can be paid from now on too. I didn't plan to pay TNB. I'll do that next month. Great avenue for Wise with grocery CB!! very nice! same here, can only pay TNB next month  quota sudah penuh
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cybpsych
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Oct 23 2015, 03:29 PM
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QUOTE(fruitie @ Oct 23 2015, 03:27 PM) I don't mind paying RM 5.90 but will I get RM 1 or just RM 0.50? pay again lor. rounding at category level mah.
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cybpsych
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Oct 23 2015, 03:42 PM
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QUOTE(fruitie @ Oct 23 2015, 03:30 PM)  So, I ganti another RM 5.90 ya? Will pay now.  At category and not per transaction then OK.  I always do minor topup to each category nearing end of the month  end of the month, hlb sum up all eligible transactions to each category, then baru allocate the cashback (+rounding)
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cybpsych
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Oct 23 2015, 10:31 PM
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QUOTE(PsychoJoe @ Oct 23 2015, 08:25 PM) All I got was the bowl. What manner of sorcery is this?? Am confirming that TNB bill payments work at Sam's Groceria Nu Sentral. I successfully did it today. Have to wait at least 3 days before it's updated in the system though (according to the receipt). yeah, standard disclaimer on ePay receipt. For Unifi, the payment reflected +1 day. Do monitor your TNB account, see how long the payment reflected. At least can estimate for future payment
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