Let's say if I don't have anything for groceries already?

If nothing for groceries, then your rebate will be RM5. I think it as this way lo, if I swipe another RM5 for groceries, I will get RM1 rebate more, so this effectively yield 20% rebate. But only for the things you will use or need to pay sooner or later, like voucher or bills or TnG.

If not you can just maximize for the other 2 categories, pay TNB or Digi, each ending with RM5.

Alright. Susah betul this kind of things.

I think so, because TNB and Digi are monthly recurring expenses and you save 10% for paying in advance.

I would rather susah than sakit hati not to max out the rebate coz need to pay RM169.60 every year

So, is it perfectly safe to let Maxispay store our credit card details?

In the world of Internet, nothing is safe. It's either you choose to trust the company or not.

Good point.

Got it, I will do some calculations first.

i compiled (stitch) manually across all my estatements so far

if u super kiasu, target the Groceries first since you have round RM50. try hit min RM5, or RM15, or RM25.

the remaining, spread across TNB or DiGi.

I'm not kiasu. You know it will not be easy for me because I only use it to reload TnG. Cannot have RM 5.
Maybe next month can do it for my UniFi. My overpaid quota has all finished it up, next month I will need to start paying at Sam's.

Nothing is perfectly safe. It's a risk to key in any of my cc details online

Just to share a bit, I save few numbers as favourite in Maxispay, then after they change their interface last month, my favourites got some problem. When I pay to my number, the money goes to my sister's account. End up my account didn't pay and hit the credit limit.

Conclusion, the database could mess up with your stored data

This post has been edited by Jellymaker: Oct 18 2015, 10:27 PM

I had the same problem.

Even if I chose a different account to pay, it seems to pay to just one account.

For water utilities SAJ (Syarikat Air Johor), it is confirmed under UTILITIES category if payment thru SAJ official portal http://ebilling.saj.com.my/

This post has been edited by rdevil33: Oct 19 2015, 11:24 AM

fuhhh that means for Utilities, it's purely on MCC, not just targeted on specific merchant names: e.g. TNB and SYABAS

Hey guys, got a question relating the annual fees charged :
The fees is it charged based on yearly (Jan 2016, Jan 2017) or the year when ur card was issued ?

For example if i apply in Oct 2015 : (Annual fee charged on Nov 2015,
then year 2016 : (Charged again on Jan 2016 ?)

Every 12 calendar months.

Billion supermarket in under "grocery"? thanks. forgot where to check the list

AEON Wellness has its own cashier counter and it's NOT GROCERY nor NOT DEPT STORE ... probably under Pharmacy