Regarding the activation of WISE credit card, we should first send SMS to obtain temporary pin.

Then, we need to convert temporary pin to permanent pin at Hong Leong ATM. For this step, should I insert the WISE credit card into Hong Leong ATM?

Second question:

In term of the appearance of the card, what is the difference between WISE Gold Card and WISE Platinum Card? Just the word 'Platinum' on WISE Platinum Card? I wrongly thought that WISE Gold Card would have golden wordings.

This post has been edited by kart: Oct 17 2015, 10:31 PM

I called HLB to activate my card though.

My card's embossed wording is in gold colour.

one more verified is SADA.

Wait, can you pay IWK, Telekom/Unifi using Wise thru M2U in the first place?

By now, the pin you received is still temporary one, not permanent? By look of it, it is unavoidable to go to the Hong Leong ATM to insert WISE credit card, and to generate the permanent pin.

Yes, permanent pin is not needed for now, as pin-based transaction is not fully implemented in Malaysia. Still, I want to get it done now.

After activating the card, can we straight way call the Customer Support to change the statement date? I will definitely not be using this card till next month, because it is next to impossible for me to spend 10 X RM 50 in the remaining half month of October.

he was asking the same question as yours la. he thought utilities payees listing in m2u == listing for 3rd party card bill payment (which is very limited)

so far, ppl confirmed TNB/SYABAS via uobpayonline, and surprisingly SADA via m2u.

my wise gold card has the golden wordings

What is sada?

syarikat air darul amerika?

Why do you need the pin? Since you already have HLB Connect. Even though they sent me the pin but I didn't bother to use it.
I called CS to activate my card and activate for online transactions else I cannot use it for UOBPayOnline.

As for statement date, I'm not sure if you can change it as it's the same statement date as my MACH. Another thing is even you don't use it, nothing will be charged right? The cycle is based on calendar month and not statement month.

Syarikat Air Darul Aman lah.
Kedah one...

last i checked, the bill dates are 1 2 3 4 5 7 11 16 17 19 20 22 23 25 26 29 30 31

i prefer my bill date and PDD, payment due date (bill date + 20 days) falls within same month, so it's easy to track.

if cross month, sometimes the PDD ±1 day, messes up my notifications

Lol yes, I confirmed it. I saw it from the list from MBB website. So just tried a small amount. Saw it tagged as Utilities in Wise statement.
http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=ACC06.07

Guys, I have spent RM 750 on my Wise Card now.

Pending for RM 77.72 for TNB and RM 39.10 for Digi.

How should I maximize this payment now?

Actually for TNB total outstanding plus total charges will be RM 127.50, should I pay in full or just pay the due amount to maximize cash back? Thanks.

This post has been edited by fruitie: Oct 18 2015, 02:16 PM

Can post your spending for each category? Then we can help you analyze

Oops. I just remembered it is RM 800 not RM 750.

Here it goes:
RM 750 - Utilities
RM 50 - Groceries

You can prepaid your TNB or Digi bill to max up the cash back for this month first. Next month quota belakang kira,

-delete-

This post has been edited by iamnotkido88: Oct 18 2015, 02:38 PM

Bro how you can compile this info on Online Banking? Can sort by transaction? by the way I got around RM 300 cash back in just 5 months using the WISE card. Good credit card so far, for me

Is this a wise move?

Pay digi RM45, TNB RM85 and Groceries RM55. Gao dim, can adjust from there also, like increase RM50 for TNB, then reduce RM50 from Groceries.