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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month
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Prop.Observer
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Oct 15 2015, 04:15 PM
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Getting Started

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QUOTE(munkeyflo @ Oct 15 2015, 03:57 PM) Streamyx can pay online via MyTM.tm.com.my or JomPay. TNB can pay online via UOB Payonline. You can use any credit card to pay your TNB bills there. I pay my TNB bills in RM50s there also. Let say I pay RM51 for streamyx or Unifi via MyTM.tm.com.my or JomPay by using Wise cc. Does the payment fall under "utilities" category in order to get 1 entry of rebate?
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munkeyflo
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Oct 15 2015, 04:18 PM
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Blooop bloop bloop
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QUOTE(Prop.Observer @ Oct 15 2015, 04:15 PM) Let say I pay RM51 for streamyx or Unifi via MyTM.tm.com.my or JomPay by using Wise cc. Does the payment fall under "utilities" category in order to get 1 entry of rebate?  Unifi/Streamyx is not under utilities. As far as I know, only water and electricity bills are under utility.
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laymank
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Oct 16 2015, 09:51 AM
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QUOTE(Prop.Observer @ Oct 15 2015, 04:15 PM) Let say I pay RM51 for streamyx or Unifi via MyTM.tm.com.my or JomPay by using Wise cc. Does the payment fall under "utilities" category in order to get 1 entry of rebate?  the list is clearly listed on their web page: https://www.hlb.com.my/main/personal/cards/WISE-card
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mamamia
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Oct 16 2015, 03:08 PM
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i remember i c someone posting, spent RM985 to get RM100 cashback.. if RM985, u will only get RM99 cash back right? correct me if i'm wrong
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laymank
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Oct 16 2015, 03:24 PM
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QUOTE(mamamia @ Oct 16 2015, 03:08 PM) i remember i c someone posting, spent RM985 to get RM100 cashback.. if RM985, u will only get RM99 cash back right? correct me if i'm wrong There is a rounding up mechanism of the cashback algorithm. Thus 985 to give 100.
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cybpsych
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Oct 16 2015, 03:48 PM
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QUOTE(cybpsych @ Apr 29 2015, 05:05 PM) . | Category | Spend | 10% Cashback | | Mobile | RM 325 | RM 33 | | Cat A | RM 325 | RM 33 | | Cat B | RM 335 | RM 34 | | Total | RM 985 | RM 100 |
That means, spend a cumulative total of RM985 to achieve RM100 cashback, effective rate is about 10.15% i've simulated the calculation (on paper), you need to all 3 categories to achieve highest cashback rate with the lowest spending  QUOTE(mamamia @ Oct 16 2015, 03:08 PM) i remember i c someone posting, spent RM985 to get RM100 cashback.. if RM985, u will only get RM99 cash back right? correct me if i'm wrong i just hit perfect RM985.00 in September  waiting for RM100 cashback later this month  This post has been edited by cybpsych: Oct 16 2015, 03:53 PM
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keith1108
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Oct 16 2015, 04:32 PM
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New Member
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I have a problem and need some advices from cc experts here. I am a principle card holder of the WISE card and have a supplementary card for my wife. Checked online and found that the Annual Fees was being imposed in both of my cards - $160(Main) + $80(Sup) Recently I've called up the call centre to cancel my supplementary card and I thought I can at least get rid of that $80. The card was cancelled however received my online statement and but the $80 AF for the sub card still being imposed in my statement. Called up the call centre for 2nd time and ask, the operator replied "you want to cancel the card, we just help you to do so but you will still have to pay for the AF because it is already charged to your account"!!! What kind of reply the stupid operator giving to their customer. And I was not being informed about this on the first time I called to cancel the card. Is that the way HLB treating their customers? Force them to pay the AF for NOTHING!!!! What can I do now? Seeking advice & help from cc experts here.
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fruitie
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Oct 16 2015, 04:45 PM
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Rise and Shine
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QUOTE(keith1108 @ Oct 16 2015, 04:32 PM) I have a problem and need some advices from cc experts here. I am a principle card holder of the WISE card and have a supplementary card for my wife. Checked online and found that the Annual Fees was being imposed in both of my cards - $160(Main) + $80(Sup) Recently I've called up the call centre to cancel my supplementary card and I thought I can at least get rid of that $80. The card was cancelled however received my online statement and but the $80 AF for the sub card still being imposed in my statement. Called up the call centre for 2nd time and ask, the operator replied "you want to cancel the card, we just help you to do so but you will still have to pay for the AF because it is already charged to your account"!!! What kind of reply the stupid operator giving to their customer. And I was not being informed about this on the first time I called to cancel the card. Is that the way HLB treating their customers? Force them to pay the AF for NOTHING!!!! What can I do now? Seeking advice & help from cc experts here. Did you use the supplementary card after AF is charged?
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SUSsupersound
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Oct 16 2015, 04:51 PM
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QUOTE(fruitie @ Oct 16 2015, 04:45 PM) Did you use the supplementary card after AF is charged? Yes, good catch on this. Never use the card got better reason to appeal, if use the card already. God bless you. Some more dealing with HLB card center, good luck.
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alchmiya
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Oct 16 2015, 10:23 PM
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Getting Started

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Just to share..
I needed to get some tonic from Eu Yan Sang. I went to the one inside Aeon IOI Mall. What happened was after selecting the stuff, the salesperson wrote me a sales order and asked me to pay at any of the supermarket cashier. That's when I got the chance to use HLB wise. Never thought I would get 10% cashback for buying Eu Yan Sang.
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aeiou228
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Oct 16 2015, 10:39 PM
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QUOTE(alchmiya @ Oct 16 2015, 10:23 PM) Just to share.. I needed to get some tonic from Eu Yan Sang. I went to the one inside Aeon IOI Mall. What happened was after selecting the stuff, the salesperson wrote me a sales order and asked me to pay at any of the supermarket cashier. That's when I got the chance to use HLB wise. Never thought I would get 10% cashback for buying Eu Yan Sang. Have you tried the AEON wellness pharmacy inside AEON supermarket ?
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alchmiya
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Oct 16 2015, 10:47 PM
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Getting Started

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QUOTE(aeiou228 @ Oct 16 2015, 10:39 PM) Have you tried the AEON wellness pharmacy inside AEON supermarket ? I have not. Look see there just now but nothing to buy.
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aeiou228
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Oct 16 2015, 11:04 PM
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QUOTE(alchmiya @ Oct 16 2015, 10:47 PM) I have not. Look see there just now but nothing to buy. Last time used to be able to enjoy cash back for pharmacy under grocery category when Caring is inside Tesco Puchong but unfortunately Caring had since ceased its operation in Tesco.
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sysad
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Oct 17 2015, 11:22 AM
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New Member
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Hi everyone,
Just got my WISE card yesterday =)
Hope all sifus here can help me. I'm trying to pay my TNB on UOB Payonline but it is asking for my bill no which I have no idea what it is as I can't find any bill no stated on my bill. Can anyone please help me on this?
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fruitie
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Oct 17 2015, 11:26 AM
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Rise and Shine
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QUOTE(sysad @ Oct 17 2015, 11:22 AM) Hi everyone, Just got my WISE card yesterday =) Hope all sifus here can help me. I'm trying to pay my TNB on UOB Payonline but it is asking for my bill no which I have no idea what it is as I can't find any bill no stated on my bill. Can anyone please help me on this? I asked before this question has others have guided me. It's your no. Kontrak on your bill. It's not an important no. though, you can fill in anything. The most important thing is the account no. and account name are correct. I help others to pay TNB as well and it's the same bill no. for all of us, every month.
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sysad
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Oct 17 2015, 11:38 AM
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New Member
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Thank you very much fruitie! Hope to fully utilitize the cashback on this card
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fruitie
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Oct 17 2015, 11:45 AM
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Rise and Shine
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QUOTE(sysad @ Oct 17 2015, 11:38 AM) Thank you very much fruitie! Hope to fully utilitize the cashback on this card  You are welcome.  Make sure you fo 10xRM 50 to activate the cash back. Which categories have you chosen besides utilities?
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leo_kiatez
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Oct 17 2015, 05:57 PM
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Anyone successful to add HLB Wise into maybank online, M2U as additional favourite credit card? I received an email mentioned my request was rejected. Btw, anybody had added this Wise CC & paid for unifi/STREAMYX & received 10%rebate for utilities? As I know, in M2U; IWK, SYABAS, TNB, TELEKOM/UNIFI is under Utilities payment... :-P
This post has been edited by leo_kiatez: Oct 17 2015, 05:58 PM
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red_scorpion
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Oct 17 2015, 06:21 PM
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QUOTE(leo_kiatez @ Oct 17 2015, 05:57 PM) Anyone successful to add HLB Wise into maybank online, M2U as additional favourite credit card? I received an email mentioned my request was rejected. Btw, anybody had added this Wise CC & paid for unifi/STREAMYX & received 10%rebate for utilities? As I know, in M2U; IWK, SYABAS, TNB, TELEKOM/UNIFI is under Utilities payment... :-P Alot of ppl mentioned before hlb tracked based on the bill name..they only recognize tnb and syabas..others than that, all are not consider utility..
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fruitie
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Oct 17 2015, 08:17 PM
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Rise and Shine
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QUOTE(leo_kiatez @ Oct 17 2015, 05:57 PM) Anyone successful to add HLB Wise into maybank online, M2U as additional favourite credit card? I received an email mentioned my request was rejected. Btw, anybody had added this Wise CC & paid for unifi/STREAMYX & received 10%rebate for utilities? As I know, in M2U; IWK, SYABAS, TNB, TELEKOM/UNIFI is under Utilities payment... :-P Utilities only TNB and water. End of story. The rest no, no matter what channels you use.
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