For Affin Bank Basic Saving Account, is it required to maintain a minimum balance of RM 20.00, without incurring any penalty fee?

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For Affin Fixed Deposit with effective interest rate of 4.6 % per annum for 15-month tenure, is interest being paid at the end of tenure?

Is it true that they do not really implement the practice of giving interest after 6 months, 12 months and finally 15 months?

This post has been edited by kart: Nov 28 2015, 05:15 PM

Thanks for your reply, ??!!.

It is good for you, that you maintain the balance of your Affin saving account close to RM 1.

My Affin saving account is called Basic Savings Account (Option 1). From Affin Basic Savings Account website, minimum balance (to be maintained) is RM 10.

If I perform fund transfer via Affin Online, I cannot reduce the balance of the saving account, below RM 10. Too bad, near zero interest rate will always be given to that RM 10.