Just put all eggs into MBB GIA-i

I think Am Bank 5 Year 4.55% is not sellable.

Imagine, it does not make sense same bank offers 5 years 4.55% and 2 years 4.6%..

Am bank is seeing that the response of 5 years 4.55% is slow, therefore Am Bank
quick quick offers 2 years 4.6% which is more attractive..

Hopefully other banks will follow to offer more attractive FD promo..

If like that, if bank can match mbsb rates, sure mbsb will increase their rates so not to be outdone.

Will people pull out of Maybank 4.5% for ambank 4.6%?

I didnt put it lar , i was going to meet the branch head to pass my customer "s housing loan application , we have some chit chat lor....

Need to decide between 12 mths 4.5% and 24 mths 4.6%....

No need to think so much. Just taruh. Not everyday you get such good offer.

Is it worthwhile with extra 0.10% but lock up for extra 1 yr?

it's credited monthly Bro, definitely worth it

if put 10k to each FD, only difference is avg RM0.78 interest per month (mbb RM37.60/mo vs ambank RM38.39/mo)

as usual, this crude comparison excludes where the interest is credited. I just calculate from the origin of the fund.

for me, mbb's is acceptable since i'm not looking for tenure longer than 12 mths. if got bullet, still can put some minimal amount for ambank geh

Yes. You won't get higher than that. All banks are offering 4.2% I have already showed, effective rates will be >4.6%

Ambank is locked for 2 years..if pull out early, get nothing rite?

For mbb giai, can pull anytime and get prorated interest...just some say no guarantee etc

Only if you are >= 50 years old or else half yearly interest

This post has been edited by Ramjade: Oct 20 2015, 06:32 PM

What lah, you are so eager. Did not ask that question. Put mine on the 5th. My guess is on the 5th or the date you put in the GIA-i.

Last year Oct, the FD promo are 4.0% for 12 mth but SCB has 15 mth 4.25%.

Next year 4.8% ? Lets see.

just curious how the monthly interest works mah

I'll monitor mine on 1month after placement.

If 4.8.. then bank financing rate shud be seeing higher liao.

Now best mortgage financing rate at 4.4 to 4.45..

Uh oh...hopefully HLB not getting into any trouble So far their long term rates are among the best, with interest paid monthly some more

Hong Leong Bank, Hong Leong Islamic Bank offer mutual separation scheme

Are you kidding me? HLB promos are never attractive. Cannot even match affin bank. How can you say their long term rates are the best.

Wah 2 years 4.6% is amazing. Hope the quota (if any) does not get fill up so fast. Prime candidate to transfer from OCBC now.

Today in OCBC to collect the Hugo Boss pen. One of my relative who did not register (online or SMS)also were called to collect the pen.

Their 13 mth 4.2% FD still ongoing until end of Nov. But no more gift. Only RinggitPlus trolley bag promo still ongoing. But one of the leng lui told me is NOT guaranteed.

Need to read AmBank T&C