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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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BoomChaCha
post Oct 20 2015, 01:03 PM

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QUOTE(mamamia @ Oct 20 2015, 12:57 PM)
How much is the min fresh fund? Promo until when?
*
Just called to Am bank in Taman Maluri, this promo is starting today and
available until end of October.

Mini fresh fund RM 10K.
If use existing fund, then need to top up at least additional RM 10K, or 20%

QUOTE(Ramjade @ Oct 20 2015, 12:52 PM)
Unker don't feel sad. 5 years ambank = 4.8+% thumbup.gif
*
I want to withdraw 4.55% 5 years.. and change to 4.6% for 2 years.. cry.gif

Just called to Am Bank again, I can only go tomorrow to uplift the FD because Am Bank
needs 2 days for the check clearance.

I think I should go to change lah even will lose 2 days interest

QUOTE(earlofclarendon @ Oct 20 2015, 12:46 PM)
Today dropped by Ambank Raja Chulan promo 2 year FD 4.6%
*
Thanks Bro for the update news.. notworthy.gif

MBSB 4.5% for 18 months, interest payout upon FD maturity is out already...

This post has been edited by BoomChaCha: Oct 20 2015, 01:33 PM
guy3288
post Oct 20 2015, 01:57 PM

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QUOTE(BoomChaCha @ Oct 20 2015, 01:03 PM)
Just called to Am bank in Taman Maluri, this promo is starting today and
available until end of October.

Mini fresh fund RM 10K.
If use existing fund, then need to top up at least additional RM 10K, or 20%
I want to withdraw 4.55% 5 years.. and change to 4.6% for 2 years..  cry.gif

Just called to Am Bank again, I can only go tomorrow to uplift the FD because Am Bank
needs 2 days for the check clearance.

I think I should go to change lah even will lose 2 days interest
Thanks Bro for the update news..  notworthy.gif

MBSB 4.5% for 18 months, interest payout upon FD maturity is out already...
*
Wow now 4.6%, monthly interest also... Looks like my final 2 MBB GIA-i tak jadi buat la. going for this better,diversify bank.
dEviLs
post Oct 20 2015, 02:06 PM

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Bonescythe
post Oct 20 2015, 02:12 PM

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Last year this mth, fd rate rate best was 3.85 range

This year.. fd going for 4.3%...

Next year will.be 4.8 ?
august8
post Oct 20 2015, 02:20 PM

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QUOTE(guy3288 @ Oct 20 2015, 01:57 PM)
Wow now 4.6%, monthly interest also...
*
Couldn't find details of this offer just now, confirmed monthly interest payment credited into CASA? I thought Ambank SoP is to pay interest only upon maturity? They must be quite desperate for funds to meet whatever targets for this month since it's only a very time limited offer eh? laugh.gif
Ramjade
post Oct 20 2015, 02:24 PM

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QUOTE(Bonescythe @ Oct 20 2015, 08:57 AM)
Tats very wrong..

Liquidity doesn't mean that... and your scenario doesn't means it is label as liquidity issue.. u have to find other words for it...
*
I know that is wrong. But that's my own benchmark of liquidity = is able to remove anytime + minimum loss to the myself (I do not give free lunch to banks)


QUOTE(cklimm @ Oct 20 2015, 11:48 AM)
not really, asx sales charge 5%, means that u immediately loss 5% after buying, while fd u loss nothing even if you withdraw the next day after placement
*
Not for ASx fixed price fund. Buy and sell at rm1.00 without 5% SC. thumbup.gif

This post has been edited by Ramjade: Oct 20 2015, 02:33 PM
earlofclarendon
post Oct 20 2015, 02:30 PM

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QUOTE(august8 @ Oct 20 2015, 02:20 PM)
Couldn't find details of this offer just now, confirmed monthly interest payment credited into CASA?  I thought Ambank SoP is to pay interest only upon maturity?  They must be quite desperate for funds to meet whatever targets for this month since it's only a very time limited offer eh?  laugh.gif
*
for age 50 and above can credit monthly.
Bonescythe
post Oct 20 2015, 02:32 PM

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Hong leong mach e-fd have monthly interest credit to saving acc.. but now hong leong mach fd no promo
tonytyk
post Oct 20 2015, 02:40 PM

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QUOTE(earlofclarendon @ Oct 20 2015, 12:46 PM)
Today dropped by Ambank Raja Chulan promo 2 year FD 4.6%
*
Hi
Available for all Ambank branch or just raja chulan?
earlofclarendon
post Oct 20 2015, 02:42 PM

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QUOTE(tonytyk @ Oct 20 2015, 02:40 PM)
Hi
Available for all Ambank branch or just raja chulan?
*
should be all.

i personally checked wangsa maju branch and raja chulan branch got promo
BoomChaCha
post Oct 20 2015, 03:00 PM

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QUOTE(earlofclarendon @ Oct 20 2015, 02:42 PM)
should be all.

i personally checked wangsa maju branch and raja chulan branch got promo
*
I just called to Raja Chulan branch:

This 4.6% for 2 years FD promo is available until 30th of November, not previously
stated as available until end of October.

2 Interest Payment methods:
(1) Above 50 years old can get monthly interest
(2) Less 50 years old can get half yearly interest

Min deposit is RM 10K

This FD promo is HOT...

earlofclarendon is No. 1 notworthy.gif Ha ha.. thumbup.gif

This post has been edited by BoomChaCha: Oct 20 2015, 03:03 PM
cklimm
post Oct 20 2015, 03:06 PM

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QUOTE(BoomChaCha @ Oct 20 2015, 03:00 PM)
I just called to Raja Chulan branch:

This 4.6% for 2 years FD promo is available until 30th of November, not previously
stated as available until end of October.

2 Interest Payment methods:
(1) Above 50 years old can get monthly interest
(2) Less 50 years old can get half yearly interest

Min deposit is RM 10K

This FD promo is HOT...

earlofclarendon is No. 1  notworthy.gif    Ha ha..  thumbup.gif
*
lets forget bout maybank no pidm% 4.5 and ambank 5 years 4.55% drool.gif
BoomChaCha
post Oct 20 2015, 03:09 PM

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QUOTE(cklimm @ Oct 20 2015, 03:06 PM)
lets forget bout maybank no pidm% 4.5 and ambank 5 years 4.55%  drool.gif
*
No doubt this is the best FD promo so far lah... thumbup.gif
The rest can put aside first lah.... Ha Ha.. biggrin.gif
cybpsych
post Oct 20 2015, 03:16 PM

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QUOTE(BoomChaCha @ Oct 20 2015, 03:00 PM)
I just called to Raja Chulan branch:

This 4.6% for 2 years FD promo is available until 30th of November, not previously
stated as available until end of October.

2 Interest Payment methods:
(1) Above 50 years old can get monthly interest
(2) Less 50 years old can get half yearly interest

Min deposit is RM 10K

This FD promo is HOT...

earlofclarendon is No. 1  notworthy.gif    Ha ha..  thumbup.gif
*
beaten last year's Affin 2yr @ 4.38% p.a. thumbup.gif notworthy.gif
BoomChaCha
post Oct 20 2015, 03:24 PM

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QUOTE(cybpsych @ Oct 20 2015, 03:16 PM)
beaten last year's Affin 2yr @ 4.38% p.a.  thumbup.gif  notworthy.gif
*
Correct..correct..correct.. thumbup.gif

And some more can credit interest (monthly or half yearly) to
True Savers account (2.8% p.a.) to maximize profit.. so the
effective rate should higher than 4.6% .. thumbup.gif

This post has been edited by BoomChaCha: Oct 20 2015, 03:25 PM
Vincent9696
post Oct 20 2015, 03:52 PM

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Hong leong fd with 12 month get extra 0.01% at 4.21% minimum 40k and give free gift trolley
!@#$%^
post Oct 20 2015, 03:56 PM

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QUOTE(Vincent9696 @ Oct 20 2015, 03:52 PM)
Hong leong fd with 12 month get extra 0.01% at 4.21% minimum 40k and give free gift trolley
*
0.01% of 40k is just 4 bucks. so little
august8
post Oct 20 2015, 04:02 PM

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QUOTE(alexanderclz @ Oct 20 2015, 03:56 PM)
0.01% of 40k is just 4 bucks. so little
*
Sell trolley lo to boost % return tongue.gif
cklimm
post Oct 20 2015, 04:03 PM

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QUOTE(august8 @ Oct 20 2015, 04:02 PM)
Sell trolley lo to boost % return  tongue.gif
*
i can pay rm10
Ramjade
post Oct 20 2015, 04:06 PM

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QUOTE(Vincent9696 @ Oct 20 2015, 03:52 PM)
Hong leong fd with 12 month get extra 0.01% at 4.21% minimum 40k and give free gift trolley
*
Why put hlb when you can put ambank 4.6% for 2 years?

Ambank must be desperate. Giving so high interest when other banks offering 4.2% like that. Wonder other bank will follow or not. hmm.gif

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