Looks like my next stop will be either cimb 4.35 1 year or ambank 4.25 6mths

Wow.. my wish came thru so early... i tot next year only will see 1 year 4.5%

Now ocbc started it at November. Earlier than i had thought. Not bad...

Like this next year i will be looking at 5% already

If amout is big.. just do it

next year is 5% already lor

Fd become reits now

Private wealth.. rm 3m and aboce only can get...

Hnwi spotted.

After much consideration on bank fighting of rates and possible rate hike from US in dec.. i decided to go monthly FD for december.. gonna wait for a better rate.. haha

Wont regret when next year other bank go 5% ?

The one who got thrle watch n compass lor.. from maybank PW.. private wealth 3m eligibility

Omfg... when troll meet troll.. i better hide in cave..

Tomorrow go withdraw my hlb and go ocbc.. i just saw.. my promo hlb rate then 3.85% was being renewed at 3.2% for 1 year despite telling them that if they dun giv me good rate, i will cabut lari... this hlb really tarak guna retention customer

got some news that next year mortgage effective lending rate will be around 6%..

So am saving up my bullets for next year FD.. this year only do month to month.. Hehehe

Cannot be la.. now bank taking fd with 4.2 4.3.. that is their cost.. they need operating cost.. and profit.. so justifiable to see 6% range for mortgage. Non collateral probably higher..

I am waiting for fd to be likr 1997 period.. 6-7% also.not bad la..

If 7% that means my fd will x2 in 10 years.. wow

HL latest is 4.3% pa...
Earmark 10k in saving, but can be waived one la..

Haha.. talk cock sing song a bit, then waive ad..
Oh btw, hlb 4.3% is monthly paying interest.. hehe.. not too bad for those who want cashflow.

Not 6% so fast.. will wait for 5% region first.. so now do monthly.. haha

No la... i allocate partial of it for next year FD, aiming more than 4.5%..

Yea must be patient, good thing will come last mah.. hahaha... now am ok to rugi a bit

Ok. I did it at jalan perak hlb main branch.

How i get it...

I tell them and show them ocbc offer 4.5%.. then i say, if u want earmark my saving, then i will cabut la..

Then the staff go n get some approval, then ok ad.

But ur amount is berapa ? I think 10k shud be ok to try la.

Ih btw.. the monthly interest credit is to the saving acc..cannot loop back into fd principal.

50k shud be handsome enuf to demand i guess... no promise, but can try.

Wow just wad i needed...

Mach is online.. means just a few click at home and gao dim..

Rhb need to go branch, park, queue and all sort of thing wait for at least 1- 2 hour wasted