I just found out from calling UOB that uplifting of FD can be done online as well, no need to walk-in to branch.

UOB FD is maturity date + 1 day.

And if you do IBG online banking, the daily limit can be set to 50k.

UOB FD maturity is on the day itself. maybe +1 day only for online upliftment.

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just returned from ocbc, their process is really taxing. took 1 hr 20 mins for placement. cost me rm4 parking.

before release the details, i would like to confirm which bank negara rule that this bank has broken by not honoring full uplifting with full interest on printed maturity date, arguing that to avoid penalty, it has to be uplifted on printed maturity date + 1 day.

Got such logic in banking system? I will expose them only if they broke any banking rule, or enough people here feel it's unethical practice.

Abit off topic here, but when I was at Maybank yesterday, the customer service told me they just had a meeting saying there maybe a new bond of 2 or 3 years going to be released that is capital guaranteed & guaranteed dividend of 5-6%.

It does look promising & will post again if confirmed.

With regards to the EIR 4.5% promo, she said the capital will only be affected if Maybank goes bankrupt.

You can change the daily limit to higher amount. For instance, UOB daily limit is 50k.

I just found out from calling UOB that uplifting of FD can be done online as well, no need to walk-in to branch.

UOB FD is maturity date + 1 day.

And if you do IBG online banking, the daily limit can be set to 50k.

You can change the daily limit to higher amount. For instance, UOB daily limit is 50k.

Yeah, you may be right, I checked online on the day of maturity, no changes until the next day. So, I assumed it is maturity date + 1 day. Possibly, you can withdraw/uplift on the date of maturity via walk-in.

Is there any bank that upon closing of FD exactly on maturity date claims that final interest will not be paid unless uplift on maturity date + 1 day. I think this bank is trying to spin some story here.

If no, then I am about to reveal an underhanded practise of a bank that does that exactly to theit FD customer.

before release the details, i would like to confirm which bank negara rule that this bank has broken by not honoring full uplifting with full interest on printed maturity date, arguing that to avoid penalty, it has to be uplifted on printed maturity date + 1 day.

Got such logic in banking system? I will expose them only if they broke any banking rule, or enough people here feel it's unethical practice.

Anyone experience this before with CIMB? I walk-in today around 2.30pm to open a savings account and the officer in charge told me to come back another day cause they stop taking in new applications for the day? Is it because it's a friday or is it a norm practice by banks?

Looks like no one mentioned this in the thread:

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

never have had this problem. tell us more, tell us more .............

Looks like no one mentioned this in the thread:

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

there's a reason for that

Campaign Period:
1st September - 30th September 2015 or upon reaching the overall campaign limit, whichever is earlier.

PM u already. Not sure i should share it here, later they say they didnt break any BNM rules.

there's a reason for that

Campaign Period:
1st September - 30th September 2015 or upon reaching the overall campaign limit, whichever is earlier.

Latest from BSN:
FD Promo for 1,6,9,12 months @ 3.2%,3.3%,3.5%,4.0% p.a respectively

PM u already. Not sure i should share it here, later they say they didnt break any BNM rules.

Not tat competitive if compare to AmBank or Uob

Not tat competitive if compare to AmBank or Uob

If you are ref to CIMB , yes they are pretty ridiculous in calculating weekend interest. They will cheat you of 1 day, confirmed, which is why I always make sure my FD maturity doesnt fall on a weekend / long holidays