still wrong la tun. next time just be careful with the information you share. we want accurate information not close.

My mistake. I think i will keep quiet next time.

My fault there. I thought hnwi = priority customer. Didn't know how much it is. Some people just want to be priority customer. So to be a priority customer, (not hnwi) one just needs to dump  >RM250k into the bank

Hlb no more 200k

Is 250k ad

Sorry my fault, you can invest in structured products even not HNWI as long as you are Preferred account (min RM250k opening), while most structured products has minimum investment RM100k upwards.

Since my rm told me lor.

New to bank customer. 250k

Existing customer 300k

New and existing also got.

Until december 2015

Aiizz

U mistaken me.. exisitng client with hlb bank but not yet pb..

I just walked into CIMB to ask abt this.  She said dont have.  12-mths is only 4.2%.  So I asked her to check again with HQ and call me if got 4.3% pure FD.  Hopefully ada.

asked cimb, they said 12 month 4.0%, no 4.2 or 4.3%!

Hong Leong Islamic Bank Term Deposit-i [ HLISB | T&Cs ]

Cause if 50-50, opr increases no effect. Now if say 90-10, Unker goat will untung if opr goes up. If 10-90, then bad...

cherroy
I don't think can reached until rm70 petrol most is rm10, Why would need to pay toll? Parking maybe most is rm1.00 (well in Klang parking is RM0.50/hour). Even one day leave is counted as unpaid? I thought one is entitle to certain xx days of paid leave?

familyfirst
If 0.05% I won't chase unless they are located in the same area like Bukit Tinggi Klang. All banks are within walking distance. But if >0.1% I sure chase. But now is history as I don't chase FD anymore.

Bro don't underestimate the Rm5. Rm5 can buy breakfast for 3 people or one meal of mixed rice. Like I said banks are within walking distance. So why choose 0.1% over 0.15%. If far away, forget it. Not worth.

mohdyusof. yygo
If bank A offer 4.1% and bank B offer 4.15% for 1 year and both are located in the same block, you tell me which bank will you choose?
Here same place, same tenure, only different rates. So time is not an issue. Don't tell me you want to choose the 4.1% one. If like that I am speechless.

teruk !   you seems to shift the key issues or question around to your benefit.

was talking about terminating an fd and go for another one! if rm5 also want to terminate the fd and move to another bank?  that is the issue that was discussed. you have only short term memory? or rather intentionally doing that?

if new fd and both banks in the same area, sure will go for the higher rate one, no argument on that. but, please, please don't change the issue at hand!

with all the crazy rates like that, I opt for lower tenure 3 months CIMB 4.25% (subject to approval ). Still smarting over the 4.12% 36 months with Ambank I put in 2014

yeah, pending approval

Few questions
1) How do you put FD there? Take a flight there?
2) Do they accept malaysia's cheque?
3) How long do you put?

If putting indon FD at 9%, I think a flight there every 2 years to renew is kind of worth it.

can apply online like CIMB ? or need to walk in with cash/cheque?

hmmm.... anyone got this? just made an online FD placement in UOB. what is this?
[attachmentid=5247061]

Damn!! 3 month 4.2%!! I just put RHB 6 months 3.95% last month. Putting 6 months expecting interest rate going up early next year, who know competition got so intense so quickly