I see a lot of people here mentioned OCBC 12 mo. FD is 4.5%
but I only see 13 mo. 4.3% on the OCBC malaysia website
http://www.ocbc.com.my/personal-banking/ac...promotions.html

Click on "Personal Banking For Individual" and u wouldbe able to see the FD Promotion Rate ads
http://www.ocbc.com.my/personal-banking/ac...osit/index.html

thanks

Bros, as usual you can visit my Fixed Deposit Page by clicking here.

But now, you can install my FREE Fixed Deposit App into your Android devices or run in with your Apple devices too

For Android and Apple Users, try clicking on the link below to see it you can start the download (if you are using a Browser to read this it should work), else follow the instruction as shown in the attached image OR scan the QR Code.

http://mobincube.mobi/3KSXNT



When I tried the App on my iPad Safari Browser, at first the screen did not work properly. I simply hit the Reload Button and it then works like a charm. Remember to bookmark it on your Apple devices. The good thing about running the App on an Apple device is that you won't be bombarded with Ads unlike on Android devices.

Please share the App with the world

Nice!!!

does it available on playstore?

Anyone gone with PB FD XTRA ?

how is the promo rate work? 4mth for 5% or it is a step up rate?

Effective rates (the actual rates) that you will get is only 4.075% p.a for 4 months.

Went to update passbook at BR
They offer:-
1. Upfront interest for 3 n 6 mths FD
2. Cabutan (TV or Fridge or Shopping Voucher) for 12 mths FD @ 4.30%

Maybank offer new product call 'Maybank Constant Income Fund 3'
Did anyone sign-up?

Further info on Maybank Constant Income Fund 3
http://www.maybank2u.com.my/mbb_info/m2u/p.../INV-Investment

This is unit trust, right?

I have no idea as I just rec'd product brochure today

Went to BR to cancel FD. One of the FD was just one month from date of auto renewal, have been prepared to lose the 1 mth interest. Wow except I was given the 1 mth 3.4% interest ! Good ! Did RENTAS at RM5.30 (Almighty Magician got free RENTAS !!)

Moved to AmBank at 2 yrs 4.6%. Still love the 4.6% vs OCBC 4.5%. Another reason is AmBank location nearer. Lazy to go to town and then parking problem again !

Heard that AmBank 6 mth 4.25% 20" trolley bag deal already filled up after 3 days, i.e. Wed last week ! Anyway I have placed mine on Monday last week.

Below BR Dream FD, min 20k with chance to win some prizes:

This post has been edited by bbgoat: Nov 9 2015, 04:20 PM


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UT which invest mainly in bonds ! Not to discuss here.

BR was treat u so nice even gave u one month interest...lol...thanks for inform us BR promo. If it offer 4.5% with lucky draw can consider...haha

nothing to lol

br policy to give interest when fd terminated prematurely. unkle goat forgot about this, may be he never terminate before maturity.

br rate not competitive.

Hahaha, you are right. Last time Almighty Magician (should be him I think) have mentioned on BR FD pre-mature withdrawal we will still get the board rate or something like that. So this is my first time to terminate an FD which has been auto renewed. Today exactly 1 mth on the auto renewal date.

Anyway good that BR is giving interest even though just 1 mth after the auto renewal. I have been prepared to lose the 1 mth interest as I can gain it back from the 4.6% given by AmBank.

Their rate not competitive any more ! Their 4.3% would have been good if not for CIMB, OCBC, AmBank coming out with more attractive rates !

This post has been edited by bbgoat: Nov 9 2015, 05:25 PM

Happy Deepavali to fellow investors. Happy Holidays to everyone.

News mentioned US likely to increase the interest rate and expect ringgit to depreciate further. If US increases interest rate, BNM may follow. No wonder Ocbc promo till end of Dec. Let's see what will be UOB strategy to counter Ocbc