Bro, Affin Bank 4.20% is by default or specifically for u ony?

Bro, default 3.7% lah, i.e. board rate since it is not fresh fund.

Mine's not 5 figure. Just a little bit more.

How to have proof? Btw, if I am a few months in, any possibilities of requesting for rates upgrade since promo gets better?

UOB offered 4.1% for matured FD which my relative did not accept. Myself also pulled out the matured FD and went for CIMB 12 month 4.35%.

AmBank have 2 years 4.6% and 6 months 4.25% FD promo. No 12 months 4.5%.

Bro, you better ask you relative to change RM, my brother got 4.2% for 12 months with UOB for his maturing FD last month

This post has been edited by Gen-X: Nov 4 2015, 08:27 PM

I did not talk to my RM. My relative did. Current UOB 12 mth is 4.25%. By moving to CIMB for 4.35%, I already got extra of RMx00.

Brochure pic. Eg brochure show 4.2% But they give you only 4.1%. By complaining in with proof, you can get eg 4.2% upon maturity. I suggest you to look back at v9. Might have pic there. Good luck.

First thing would be email your bank. Give them one week to reply. By one week, no response, langsung email bank negara.
You can try. No harm.
bnmtelelink@bnm.gov.my

This post has been edited by Ramjade: Nov 4 2015, 08:50 PM

I must have mistaken it for MBB 12months 4.5% then. Thought I saw it somewhere....pengsan la, too many promo

This post has been edited by michaelho: Nov 4 2015, 09:18 PM

MBB 12 mth 4.5%, but it is NOT FD, GIA-i acct. No guarantee on principal and return !!

I have some eggs there.

Tomorrow going to check the "profit".

This post has been edited by bbgoat: Nov 4 2015, 09:21 PM

you really fat goat hor... eggs everywhere...lol

Spread out my eggs everywhere and have to track them carefully !

BNM will hold the final OPR meeting on 5/11 for tis yr
Any prediction?

Anyone got the Note 5 deal from PB? Do they still have stock?

OK, checked MBB online. The "profit" is in, shown as "Credit FD Int". I calculated the amt given, it is 4%, as declared for first 6 mths. Calculated for 31 days for/over Oct month.

Maybe others can check theirs later.

Now looks like can put in more eggs there !

This post has been edited by bbgoat: Nov 5 2015, 08:24 AM

My prediction: Stay the same. But of course will celebrate if it GOES UP !

Bank Rakyat Term Deposit Account-i

more than RM20000 12 months - 4.3% p.a.


https://ringgitplus.com/en/fixed-deposit/Ba...-Deposit-Accoun

anyone can comfire this fd ?
i ask banker is no this fd ?

I will show you some calculations and let you decide whether it is worth it or not.

Samsung malaysia official Note 5 price = RM2699
Public Bank SA interest = 0.6%
(220000 x 0.006 x 182)/366 = RM656.39 assuming you put this month
Total amount earned = RM2699 + RM656.39 = RM3355.39

If you put at ambank 6 months 4.25%
(220000 x 0.0425 x 182)/366 = RM4649.45
Directd price = RM2499 (Samsung malaysia warranty)
Savings = RM4649.45 - RM2499 = RM2150.45

So if you put ambank 6 months at 4.25% and you buy a note 5 after 6 months with the interest, you still have leftover of RM2150.45 instead of only RM656.39 if you put at public bank savings account.

What if I don't like ambank? I would like to go for other banks 6 months promo. Be my guest. Just use my calculations and substitute 0.0425 with whatever interest that bank is giving you. And check out for yourself if is still worth it putting at pbb sa. Keep in mind that after 6 months, the Note 5 price will drop further.

new bank in malaysia ?

Asian Finance Bank fd with pidm..

https://ringgitplus.com/en/fixed-deposit/As...-Deposit-i.html

wow, i've never seen their branch

Attached thumbnail(s)