How I wish!

Hi All I got another question, lol... regarding about the charting

Growth/Performance chart vs Price chart

As you can see at below, this is the morning star and public mutual performance/ growth chart
the chart is nice and keep increase and up every years.

Public Mutual performance chart


Morning star growth chart



but when you check on the price it doesn't seem to increase every year

Morning star price chart



So, I wonder how the performance/ growth chart been calculate or plotting?
It is taking the starting/Launch price as a standard? Meaning to say that if the price of the current fund are higher than the starting/Launch price then it consider growth? Am I right? anyone know how is the chart been calculate for the performance/ growth chart? Thanks !

maybe the morning star chart DID not take into consideration of Dividend payout?
why not try this PM fund performance charting tool?
http://www.publicmutual.com.my/application...formancenw.aspx

I just wonder, how the performance/ growth chart been calculate?

as you can see performance/growth up != NAV price up

did it show NAV price up? or did it shows the Total Returns in %?

If you want to wait for bearish days before you buy, it could be a few months later.

which chart you mention? if is performance/ growth chart, it show some value, if it is the NAV price chart, of course it show the price.

this is the morning star growth chart description, but I still not quite understand on this? how the value been calculate?
will it related to NAV price?
http://www.morningstar.com/InvGlossary/growth_graph.aspx

see blue replies...

This post has been edited by yklooi: Oct 20 2015, 03:39 PM

ya , I think that is the total return as the blue legend show there( I can see the chart in morning star vs pb mutual are alike) , but how the total return or this chart been calculate, this is my question.

I googled and found this...hope it helps...
How to Calculate and Read Public Mutual Fund Performance Chart
http://www.horlic.com/how-to-calculate-and...formance-chart/

more in google...

yeah I also google before posting here, but this is not explaining about the performance chart.

found this on google...hope it helps..
A Guide Towards Understanding Unit Trust Performance Table
http://invest-made-easy.blogspot.my/2013/0...nding-unit.html

Understanding Total Return
http://www.morningstar.co.za/za/news/12270...tal-return.aspx

So the cash on cash return for PM is similar to bid-to-bid return of FSM?

no idea.....what do you think?

actually, i don't really pay much attention to it before i buy....
maybe partly b'cos, they are "past" and maybe there are other factor like risk ratio that i needs to consider...

bid-to-bid ignores sales charges

cash-on-cash...I dunno what that means

Hi Pinky,
Just finished reading thread V1. Really informative and was laughing at some posts. Wanna ask you what happened to your holdings of AmDynamic bonds? And also your AmAsia Pacific Reits?

Sold AmAsia Pac REITs becos I prefer to hold REITs direct from my stocks portfolio so that I can receive CASH dividends

As for AmDynamic Bond, sold cos I prefer to have unrestricted Asian bond fund, hence shifted to RHB Asian Total Return

CoC is Public Mutual's term, also ignore sales charges.

salah

Bid means the price the fund manager buy back from u
Offer means the price the fund manager offer to sell to u

bid to bid means ignoring sales charges

BUT

cash to cash SHOULD mean cash u pay to buy vs cash u get from sales

I may be wrong...cos I dunno Pubic Mutual

This post has been edited by Pink Spider: Oct 20 2015, 05:58 PM

The price chart just shows the NAV price. Quick example:

Month 1: Buy 10000 units @ RM1.00
Month 2: NAV is RM2.00. Value of investments become RM20000.
Month 3: NAV is RM2.00. Fund declares distribution RM0.50. NAV becomes RM1.50. Value of holdings still RM20000
Month 4: NAV is RM2.00. Value of holdings become RM26666.67.

Looking at the price chart for these 4 months, you'll see it go up down up back to same spot. If you look at the performance/growth chart however, it'll go up only.