Topped up my PRS

Received SMS from FSMmy:

Today portfolio gain quite significant ya..

some thing to ponder about this morning....

see this also? 
Funds volume (By sales)
http://www.fundsupermart.com.my/main/fundinfo/topFunds.svdo

Don't think so. Noob people will always use agent. Some prefer dealing with human. By the way Lee sook yes = kgf?

Then how do you guys cash out the profit?

Does it has holdings in Hong Kong?
Hong Kong on holiday yesterday, so some funds not pricing on 21-Oct.
  You got it right. Was thinking maths logic on "True" or "False" when writing the above 'answers' of whetther it was "True" or not.

IRR is the calculated % on the returns in a cash flow - money going in & out, and gives a good picture of how the returns is doing. Not easy for a single transaction to distort the overall picture.

Bloomberg has the NAV for 21/10. Suggested you to use Bloomberg ady

Btw, hnws join this thread ady. Suddenly 70+ new post

I still have not made up my mind yet about the RHB Pre-IPO. Private equity fund is unchartered territory for me.

I am hoping FSM will make the decision for me, i.e. they will say, "Due to overwhelming response, the RHB Pre-IPO is fully subscribed and is now CLOSED for subscription". Then I can use that as an excuse to say, 'Aiyah, I wanted to invest in it one but they closed the fund early'. 

OT, which bank offer the FD 4.6% promo rate now? May I know what is the minimum deposit required and the lock in period?

is that over the counter promo?
my IRR just managed to Break the 4.2% target....now 4.6% 
have to readjust portfolio.....   to make it work harder.....
with 4.6% as risk free rate....what rate would justify my UTs portfolio IRR....

Thanks bro. But 24 months lock in period. Walao eh. 

But, but still better return from some of the bond funds in FSM?

As I understand, I need to have RM1k to start buy/sell unit with FSM.
Since I have extra cash to spare, and being relatively new to UT and FSM, is it advisable if beginner like me to experiment with this just so I can understand the flow?

FaQ from FMS said something else.
 
How much money do I need to start?

A:  Most funds have a required initial investment amount of RM1,000. However, some funds may have higher minimum initial investment amount. Investors may obtain this information from the respective fund factsheet.

.................................................................................................

If my RM1k 'kaput', are they going to auto deduct my money from M2U account?

Sorry for the noob question tho.

I am risk-aversive. But I have been investing in stocks and equity funds.

Why? Because I know what I am doing.

Forget what people say about risk appetite. If you have the necessary knowledge and your conditions are right (e.g. you don't need the invested money in 5 years), you can take risk... calculated risk.