If you are keen to be a Fixed Income Nvestor and not a trader, then I will recommend buying into US-denominated instruments that provided good yield. There are a few of such instruments at this moment after the mkt selldowns and the drop in the price of crude.

Another alternative would be as AV said : buy US stocks. BUt if you are going down the trail of being a Fixed Income (Dividend) INvestors, please be aware that you have a thirty percent withholding tax against your received US dividends if you plan to reap the US dividends. The issue that you are facing nowis you have US Dollars in-hand, and you wished to maximise the returns from this USDs that you have.

I already accumulate 2 out of 3 of the banks.  I believe on their strong rebound play when SG market recover.

Well,... for me, I am currently watching The Mandarin Oriental Hotels and a number of High-Yield Bond Funds which are denominated in the USD. Dividends are also given out in the USD if you elected them to be so. These dividend instruments are now dropping in prices.

I wanted to accumulate my USD, and I would not want my divvies to be converted into the SGD as they are paid out to me. Hence, there are quite some mechanics to activate before one can really take advantage of being able to purchase good return instruments in the USD.

The USD-denom counters have their specific currency determinations for their divvy payouts. We have to understand the mechanics in details, then adjust to our desire for the currency that we wish to receive the payouts in.

Elea,...you are absolutely correct on that point, which is also a pull-factor for me whenever I feel like going into the banking stocks. But,...my investing instincts tell me that we still need to have more sturdy counters, and Sgp banks can be regarded as being sturdy enough, reputed to be the strongest in the world. Among the three banks, OCBC happens to be the one which yields the highest now, and if you look at its dividend history, the payout is on a consistent rising trend.

I have plotted the TA for the three banks with a time period from 2008 till now, and the have decided that the first level to buy would be 7.50 for OCBC. Sadly,..I am nit confident that OCBC's price can retrace much further down from 7.50, not in the medium term.

And,...2007/8 levels will be highly impossible to attain.

Edited by adding : Haha,..I just read your articlein the Business Times after finishing the above input. There have been reports saying that OCBC is affected by this and by that, however, the price just refused to fall enough for me to go in...   Still waiting....

At a price of 7.88 today, the yield is at :-

1) 4.31% if the payout is at 0.17 Cts and 0.17 Cts.

2) 4.44% if the payout is at 0.17 Cts and 0.18 Cts, and

3) 4.57% if the payout remains similar to last year's, ie at 0.18 Cts and 0.18 Cts.

I think I would like to up my target price to purchase from 7.50 to 8.00. If,...if, OCBC can fall below 8.00, then it's time to go in before it's too late.

I'll be watching Saizen closely now,... EGM is tomorrow,...

SG is my safe haven.. IF anything happen to Malaysia (touch wood).. can still run there and live off my investments. 

That is why it is important for me the brokerage is in SG. 

Anyway no need to thank me, its my pleasure to help. 

I am investing in a few countries, with 4 different brokerage. For Sg I am going for passive income investing. It will be roughly 60-70% REIT and 30-40% yield stocks, my target blended yield to be 8% with 90-95% invested (5-10% generated from dividend to subscribe future rights  ).

This is still a plan tho.. most of my holding is still in cash  . For investing in other countries I am going for capital gain.

i also treat SG like that - just safe reits, strong currency, somewhere near to go if necessary.

US - for more aggressive punts - both capital and currency.

local... not going near bursa, but some FD.

Yes,... tq,... unfortunately, I have not bought enough,... I still have quite some bullets left,... don't know where to shoot at now. Maybe HY bond funds,...

Hi prince,....well, last count, I have 7 REITs and Trusts, namely,...

1) First REIT, Parkway Life REIT, Cache Logistics Trust - all bought in 2008 and beyond,.. have not topped-up any of these counters in the last few months.

2) For this downcycle, bought Ascott REIT, Keppel DC REIT, Frasers Ctr Point Trust and HPH Trust.

....

Hi prince,....well, last count, I have 7 REITs and Trusts, namely,...

1) First REIT, Parkway Life REIT, Cache Logistics Trust - all bought in 2008 and beyond,.. have not topped-up any of these counters in the last few months.

2) For this downcycle, bought Ascott REIT, Keppel DC REIT, Frasers Ctr Point Trust and HPH Trust.

....

Hi Prince,.. yes, Ido remember somethng like that,.. Back then, I think the oil price wasaround USD30.00 per barrel of USD28.00 per barrel,... Hence, I really couldn't be sure if this oil price will drop lower, pulling KepCorp down further,... If I'd known KepCorp would turn around, I would have told you so, and bought more personally,... hindsight investing,....

Ascott is a trust and has a tax advantage if they pay out a certain portion of their net income as dividend to unitholders. Capitaland is not a member of the Collective Investment Scheme (CIS).

Ascott has very high quality assets around the world.