places that fits the scope while allowing one to invest in SGX, US markets, etc. 
https://smartasset.com/retirement/cheapest-...tries-to-retire
<dodged that politically incorrect answer>  

I got lots of firepower

Can afford a few more rounds of T-bill but will stop once 6M rate goes down. After all my target now is O&G and commodities trading firms and they are richly valued at the moment 6 month later crashing down then only enter might be good timing.

I also plan to add S-banks, waiting for DBS to go to March 2020 level and purchase using my CDP account to try out CDP features.

Well bro I am just saying 6 months later according to bro dwRK's charts we will see even lower levels. So now lock in high short term rates, then 6 months later market crashing, just in time to buy cheaply as T-bills mature. At least that is my playbook.

Reply : I used to think like this earlier,... then I realized I was trying to time the mkt. How would I know mkt would crash in 6 mths' time ? What if mkt crashed earlier ? The charts would chg as new price movements come in,... you can't use today's charts to predict something that would happen in 6 mth's time down the road. 

S-REITs not cheap enough for me yet. Bro cherroy already mentioned yields need to be 7 to 8% p.a. to be enticing for the large-cap ones. During crisis we can expect 10-15% p.a. yield.

Reply : I was thinking like this too,... but judging from the mkt movement in the last few days,... mkt is thinking differently today. 

This is a good indicator of global market risk: https://extremerisk.org/

Not just good, but precise indicator actually. I am waiting for the spike to occur.

No worries lah bro.

If market crash earlier, I will still have cash to buy. I already park money in IBKR since a few months back with opening orders at low prices for my favourite counters. The ones I use to buy T-bills are "separate monies".

I organize my cash flow well. Crash today buy using IB's money, crash later buy using IB's money + T-bill's proceeds.

-----------------

I would say market is complacent today rather than "thinking differently". Clearly, the spread of S-REITs above SG 10-year SGS is not enticing at all, just some 1-2% p.a. premium.

But it seems like we still have ample liquidities sloshing around, so not much pressure yet. Check Micro-Mechanics and VICOM, they also went down recently, but VICOM still barely yields 4% p.a. Micro-Mechanics can have more profit opportunities given its illiquidity but that only comes during crisis.

SIA Engineering results: https://links.sgx.com/FileOpen/1H%20FY2022-...t&FileID=737309

Great Eastern results: https://links.sgx.com/1.0.0/corporate-annou...64bff564f188cdc

lol I reported for fun only. Seriously, you own SIA Engineering stocks?

Why do you think "these companies" won't try their best to give out dividends? Temasek is their main shareholder, surely Temasek wants the cash flows from "these companies" to recoup its investment costs and thus to be paid to SG taxpayers.

Keeping cash in companies only makes sense unless the business can be grown further, at leat that's what I think, so why would "these companies will not try their best to give out dividends"?

Engineering, tourist, semi-con, energy etc. businesses are very cyclical, therefore dividend paying are not constants

DBS 3Q results: https://links.sgx.com/1.0.0/corporate-annou...00ab82d835a3d6c

Singpost 3Q results: https://links.sgx.com/1.0.0/corporate-annou...d2163525b30c0e7

MAS bill results reported back in 1st Nov:

4-week bill yields 3.85% p.a. https://www.mas.gov.sg/bonds-and-bills/auct...date=2022-11-04

12-week bill yields 4.4% p.a. https://www.mas.gov.sg/bonds-and-bills/auct...date=2022-11-04

DBS looks kind of stellar. 3Q NII jumped 23% q-o-q with NIM reaching 1.9%. ROE at record 16.3%, that sounds like pre-2008 levels...

Yes 36 cents dividends.

I am a bit worried about the CET-1 ratio, which continue to drop to 13.8%.

---------------------------------

I don't think you hold SingPost... 

Logistics supported them but post and parcel dragged the results down. Property stable. 

But ya they pay 0.18 cents per share dividends.

I post those results for reference. We will have another round of data for 4-week and 12-week next Wednesday, one day before the last day to submit for next week's T-bill bid.

Uhmm... I think you are an HNWI... So you can just contact any primary dealers and buy via them.  Minimum amount is still 1000 SGD, but not sure whether the PDs will charge you "exorbitant" fees to process your bids.
Oh your holding price around 25. You didn't "average down" in March/April 2020?

Capitaland Investment Ltd. 3Q business updates: https://links.sgx.com/FileOpen/CLI%203Q%202...t&FileID=737542

And the last S-bank to report results: OCBC

https://links.sgx.com/1.0.0/corporate-annou...43629209088bc59

asked in another thread, but just wanted to check here too ... is there anything I should be aware of before remitting gains in SGD account back to Malaysia account ?

Maybank SG to Maybank MY.

Starhub results: https://links.sgx.com/1.0.0/corporate-annou...7ad2e69689d1c6a

SATS results: https://links.sgx.com/1.0.0/corporate-annou...04de5962668ec86

Uncle Hansel, seriously, can't you just click on that link and verify yourself...

Next time I am gonna charge you 10 SGD per confirmation request...

Yes, revenue went up across all segments yoy and qoq except broadband qoq declined 1.2%.

On mobile side, prepaid subscribers grew 39k qoq and 115k yoy due to gradual travel recovery from tourists' segment as a result of the re-opening of bordersw from 2Q 2022 onwards.

But operating expenses increased faster than revenue qoq and yoy. Marketing expenses, staff costs, utilities cost etc. went up. EBITDA went down and FCF isn't looking good too.

bro, I literally just "copy" the results out from the slides... 

And I have not yet graduated from uni, no certificates and no accreditions. I find it funny I can make you "stick" to certain concepts.

Anyway, with you words I think moving towards finance is the right choice for me. I may do a winter internship in a HK branch of a mainland Chinese bank later in December. I won't be able to make it to SG as the pass issuances needs time, unfortunately. Need to see if I have better luck next year.

Tell that to the HR of JP Morgan, BofA, Citibank, HSBC...

The problem is they won't employ me in the first place.

My maths sucks for a trading job. Analyst is enticing to me. But still, no offer in the first place.