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 Equity Crowdfunding, Everybody can invest in private equity

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smartinvestor01
post Sep 28 2015, 03:25 PM

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QUOTE(cf kaki @ Sep 28 2015, 02:48 PM)
Dear All,

By having this topic, i hope everybody would share your opinions and as well as to let everybody know the existence of Equity Crowdfunding opportunity.

Those days, as we know, Private Equity is only the Big Boys game. Even if you have million dollar account doesn't mean you can invest in a good potential company / startups by become their stakeholder. But of course its a long term investment which range from 2 to 5 years depends.

Currently, equity crowdfunding is trending and everybody who is updated with the current investment instruments probably knows about this.

By modelling and synchronizing EQUITY with CROWDFUNDING, everybody can invest in different companies with small amount of money and become their stakeholder.

Lately, my friend share with me that he invested in Equity Crowdfunding through a company called Midana Capital Inc. After several research, i found out this company is doing equity crowdfunding for companies in China and Singapore.  >> here is the website www.midanacap.com. It sparks my interest tho coz i wish i could invest my money rather than keep it in the bank with the uncertainty of our economy, currency, and even property i guess it almost reach to its peak d and to pay for deposit, lawyer fess, bla bla pun not enough money  unsure.gif

There are several private equity investment company in Malaysia such as http://www.mvca.org.my/, http://www.creador.com/

Not much info for equity crowdfunding tho in Malaysia. but i found this blogspot, not sure whether its useful boh. >>
http://wealthtalk15.blogspot.my/
Plan to attend one of their education seminar soon to find out more about Equity Crowdfunding.

Please share with me your opinions guys smile.gif
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In crowdfunding, the company invest mostly in small to medium size companies..

if you really interested to invest, i suggest you to start small and also remember to only invest what you effort to loss..



smartinvestor01
post Sep 29 2015, 07:45 AM

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Investing & venturing in SMEs are higher risk as compared to unit trusts..

I m one of the investors of Midana Capital.. but i only put a little for experiment.. But i m not promoting or share to friends because i think it would be better to try out first..

But as i said u need to allocate only the money that you afford to loss.. this is golden rule in high risk investment..
smartinvestor01
post Sep 29 2015, 11:35 AM

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QUOTE(nexona88 @ Sep 29 2015, 10:40 AM)
so your investment in Midana yield some profit or total losses  hmm.gif
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It just a small amount that I put in..

The amount that i allocate for high risk investment..


smartinvestor01
post Sep 29 2015, 11:36 AM

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QUOTE(Avangelice @ Sep 29 2015, 11:00 AM)
did a little back ground check.

seems like they are investing into foods and catering which we all know is a volatile market to be in.

http://www.midanacap.com/en/our-portfolio/case-studies/
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That was their previous project.. Previous they are investors who went to visit the company that they are investing.. The project was closed and now they are selling the new project..

The sales person asked me want to enter the second one, I say no because i wanted to only test the water from my initial investment..

Lol..

This post has been edited by smartinvestor01: Sep 29 2015, 11:38 AM
smartinvestor01
post Sep 29 2015, 11:42 AM

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QUOTE(nexona88 @ Sep 29 2015, 11:38 AM)
what made u to select Midana?
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Well, I came across this company in a financial talk organized by Money Compass..

The articles are published in the Money Compass..

They described the condition how the investments make money from, so I just try out with the smallest investment..

I am always open to any investments as long as I have done the due diligence.. but then again, dont let greed take over so be conservative and to only reinvest once only when it succeed once..

The company aims to bring in new projects in future, so i am not rushing for putting so much.. haha...

AGAIN, only put what you afford to loss.. This norm is important.. so i discounted the investment from my net worth.. haha...
smartinvestor01
post Sep 29 2015, 11:49 AM

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QUOTE(nexona88 @ Sep 29 2015, 11:46 AM)
oh okay. thanks for the advice  rclxms.gif
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No problem.. We are all in the learning process.. ^^

smartinvestor01
post Sep 29 2015, 12:57 PM

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QUOTE(cf kaki @ Sep 29 2015, 12:10 PM)
Wow, really? the latest project i get to know is they are doing a P2B lending company in China which called ftribe if i not mistaken. After done some research from the net, P2B lending in China is a whole new and big trend market. Basically in the western country they already have this long time ago which i questioned myself, why lar malaysia always behind the trend  cry.gif  cry.gif

Maybe you can share some of your experience on the project you invest and why you invest ?

Your sharing is valuable to all of us smile.gif
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Here are some information:-
1) I invested in the project called Lian Hua International Foods Limited
2) The project is expected to go for listing in Growth Enterprise Market board by end of next year as the company has already signed underwriting agreement with Chang Jiang Securities
3) The project is currently listed under APOTC at a price of HKD$5.00 per share, previous purchase price is HKD$2.50 per share.
4) The project was closed in 31 July 2015.
5) There was a site visit for the project and briefing by the owner of Lian Hua sometime before the project closed (cannot remember the date)
6) Target to exit in 2 options either to exit after listing in either Growth Enterprise Market (GEM) board; or listing in Main Board of HKSE.

Why I invest?
1) The company that potentially be listed but have not being listed yet is consider golden opportunity because the value of the shares are lower compared to the market value
2) I target to sell the shares after the listing at GEM market to realized my profit.

Rationale behind investing overseas?
1) Because I have invested before in Hong Kong land banking so i am open to opportunities aboard
2) Exploring different methods or platform for wealth accumulation

Undertaking?
1) I only invest what i afford to loss..



smartinvestor01
post Sep 29 2015, 12:58 PM

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QUOTE(cf kaki @ Sep 29 2015, 12:48 PM)
Haha, No Problems Bro. In facts i called up to their office yesterday and had a long talk with one of their executive. Waiting for free time to visit their mini seminar soon and have an in-depth understanding.
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You can visit their office in Tuesday and Thursday evening.. but you better called them to reconfirm first on that seminar..

Haha..
smartinvestor01
post Sep 29 2015, 01:27 PM

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QUOTE(cf kaki @ Sep 29 2015, 01:02 PM)
Thank for the reply Bro,

U mean if i want to invest in any of the project they will provide trip for us to visit the place and listen to the owner future plans for the company? Or do i need to pay on my own accommodation? haha basically i have right? if company pao everything then it sounds more like a scams to me. hahaha.

New thing about APOTC. where can i find the details about APOTC?  and what does it stands for?
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Not.. the company does not pay for your trips.. haha...

Like the last time i invested in Hong Kong land banking also no providing you free trips, the company only organizes the trip..

Last time, for Lian Hua, the investors are given the opportunity to enter into the factory and see the production process..

APOTC website is www.apsmeotc.com..
smartinvestor01
post Sep 29 2015, 02:44 PM

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QUOTE(cf kaki @ Sep 29 2015, 02:18 PM)
Wow, that would be awesome trip huh. Guess u learn a lot of that trip don't you? hehe. Least can grow my confidence if i invest.

Thanks for the sharing of knowledge Bro.

Tq
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Hehe.. i am just ikan bilis, so i did not go to the trip.. i only received the newsletter on the information on their trip..

not worth for a small investor to fork up for the trip..

many big investors went there for the site visit.. ^^

but i am not sure if there would be another trip for ftribe or not.. ^^

This post has been edited by smartinvestor01: Sep 30 2015, 07:26 AM
smartinvestor01
post Sep 29 2015, 04:21 PM

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QUOTE(blahbleh @ Sep 29 2015, 03:10 PM)
Hi bro,

May I know if this is regulated? Any finding on that? Since this company is registered in Malaysia, what is their nature of business? If involves in deposit taking, for sure needs to be regulated (registered with SC, BNM etc.).

Thanks.
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Just for your information, some of the offshore investment is actually not to say illegal, just that it is not covered by legal terms in Malaysia..

For example, instaforex is deemed as not legal in Malaysia, so if anything happens, there would no rooms for disputes should any complaint arise. but until today, instaforex is still paying.. So in any case of complaint, SC and BNM would not be protecting.. As such, this is the grey area in overseas investment..

Unless you are investing in local crowdfunding companies, but then again, from the legal framework of the crowdfunding rules, the maximum per investment is about RM5,000..

In my previous investment, the local company was set up to do marketing purposes.. but the main company is in Hong Kong.. it is actually a requirement for them to set up a company to do marketing here in Malaysia...

Those investments are actually telegraphic transfer (TT) to Hong Kong..

This post has been edited by smartinvestor01: Sep 29 2015, 04:22 PM
smartinvestor01
post Sep 29 2015, 04:25 PM

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QUOTE(cf kaki @ Sep 29 2015, 03:27 PM)
Hi Bro,

I haven't meet the person in charge and ask in details yet. However, their nature of business is dealing with private equity which is i think more like an financial entity that stands in as middle person to negotiate for a good terms from a SMEs and offer the investment opportunity to small investors like me to have the opportunity to invest in Private Equity.

In terms of regulations by BNM this i not sure how to answer you, but to my understanding is dealing with private equity normally is an understanding between the investors and the company they invested in and both party will sign an agreement. Coz they way i look at their model is more towards Venture Capital or Angel Investment; which in Malaysia there are no strong regulations on this i guess, even if only the big company entitled for it but no chance for small investors like us to involve in. For example: Berjaya Group Boss Tan Sri Vincent Tan also aggressive in invest in companies that he find it profitable in return.

Lastly Bro, it all depends on which money we choose to use and invest. not loan for sure. Like me (a small investors), i dont have the capability to invest in property due to their downpayment and the property landscape in malaysia lately, so i have to choose another way to invest. Thats why i created this topicso we, each other can gain valuable information on equity crowdfunding. hehe

End of the day, it all falls back on your own due diligence and whether are you a risk taker. Like me, i always told myself, "if i think and act like the ordinary, i will end up like the ordinary" hahaha... u better pray hard another 5 to 10 years i can be a millionaire. lol
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Yes.. investors will be given an agreement to sign after the project closing.. The purpose of the company to venture to China was due to the higher upside potential upon listing of the company in either GEM or HKSE main board..

No harm to try investing in something different if you have extra cash.. Then again, the cash that you discounted from your net worth, of course to avoid disappointment or frustration should anything bad happen.. ^^
smartinvestor01
post Sep 30 2015, 07:25 AM

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QUOTE(nexona88 @ Sep 29 2015, 05:02 PM)
same here.. I'm trying to understand the concept.. but looks kinda risky tho hmm.gif
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Ya.. haha.. the concept is there just that the risk is there...

Kind of not suitable for risk adverse investors.. my majority money is still with ASX FP funds.. ^^
smartinvestor01
post Oct 2 2015, 03:51 PM

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QUOTE(cf kaki @ Oct 1 2015, 04:29 PM)
totally agree with your statements. However it all depends on your personal reflections and understanding on the company you plan to invest.

1. A scam company is more towards something like selling a virtual shares, telling you they plan to be listed but its an empty company which most of the victims never intend to find out. This is also because few had approached me for example company like "M-XXXX" which doesn't justify me on how the shares works.

2. Track records actually important too. However, i would prefer on business that have a huge potential instead of track record. Eversince Lehman Brother Financial institution collapse i dont really judge a company through their history and track record. I start to judge based on potential and the market they're in.

3. Currency risks is what we counted in as external factor. Things for sure is that, end of the day, it depends on which country and what is their economic's like before we invest. Talked about Ringgit. this is the saddest thing i've seen in my life. I think at least by end of next year we pray hard our Ringgit can stay back at RM 3.8 to 1 USD.

We need to find out the facts first before invest bro smile.gif
*
you sure are right on this..

the previous collapse of Lehman brothers really proved that history really isn't anything.. a company operating for so long period could someone wipe out.. ^^

anyway, this is a good reminder.. ^^

This post has been edited by smartinvestor01: Oct 2 2015, 03:52 PM
smartinvestor01
post Oct 6 2015, 07:22 AM

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Wow, thanks for the sharing... Its the fund that i m quite keen also.. but, Rm50,000 min investment is a lot. Hehe... ^^
smartinvestor01
post Oct 9 2015, 09:16 AM

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QUOTE(nexona88 @ Oct 8 2015, 11:14 PM)
got booth (No. 3) on Equity Crowdfunding in InvestSmart Fest (ISF 2015) @ Mid Valley Exhibition Centre, Hall 3
user posted image
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Ai yoh, too bad it is in KL..

Hopefully one day there would be the same event in Kuching here..

Looks very interesting..
smartinvestor01
post Nov 6 2015, 08:11 PM

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QUOTE(prody @ Nov 5 2015, 11:32 AM)
Perhaps, I do not know the Singaporean regulation on this.
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If you are asking me to choose crowdfunding platform between singapore n malaysia, i will just go for singapore.. confidence is there..

 

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